TD

Credit Portfolio Manager I – Regional Commercial Banking

TD

full-time

Posted on:

Location Type: Office

Location: Bridgewater • New Jersey • United States

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Salary

💰 $91,000 - $145,600 per year

About the role

  • Performs financial analysis to support credit decisions on new and existing commercial loans
  • Manages a designated portfolio of commercial loans, including investment commercial real estate and general C&I lending
  • Assesses credit risk and recommends credit structures and solutions that align with customer needs and Bank risk appetite
  • Ensures compliance with loan documentation, Bank policy, and regulatory requirements while monitoring overall risk profile of the assigned portfolio
  • Gathers financial and general business information pertaining to customer and prospect loan requests
  • Contributes and provides input to group loan decision process based on the evaluation of credit risk and other key factors
  • Supports commercial banking team and recommends credit solutions that add value to the Customer
  • Manages specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
  • Works on larger, more complex deals, mainly focused on Middle Market
  • Acts as a consultant to business lines regarding credit issues, processes and procedures

Requirements

  • Bachelor's degree or equivalent experience
  • 5+ years related experience
  • Strong understanding of commercial business development techniques and credit decisions
  • Demonstrated business development track record
  • Strong market presence with wide network of outside referral sources for new business
  • Demonstrated credit and financial analysis skills
  • Refined negotiation skills
  • Demonstrates communication skills, both verbal and written
  • Demonstrates PC skills
Benefits
  • Health insurance
  • 401(k) matching
  • Flexible work hours
  • Paid time off
  • Professional development opportunities
  • Cash and/or equity incentive awards
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysiscredit risk assessmentcredit structuringloan documentation complianceunderwritingbusiness developmentnegotiationcommercial lendingportfolio managementcredit analysis
Soft Skills
communication skillsconsultative skillscustomer serviceteam collaborationproblem-solving
Certifications
Bachelor's degree