TD

Senior Financial Crime Risk Analyst – US FCRM 1

TD

full-time

Posted on:

Location Type: Hybrid

Location: Mount Laurel • New Jersey • New York • United States

Visit company website

Explore more

✨ AI Apply
Apply

Salary

💰 $72,280 - $117,520 per year

Job Level

Senior

About the role

  • Performs second line Enhanced Due Diligence (EDD) reviews for high-risk customers
  • Identifying, assessing, and mitigating financial crime risks
  • Ensuring compliance with regulatory requirements
  • Providing expert recommendations on complex matters
  • Engaging with the 1st line of defense on the outcomes of EDD reviews
  • Documenting the assessment and providing recommendations based on independent analysis
  • Evaluating and assessing customers' source of funds, business activities, ownership structures, and other risk factors
  • Reviewing customer transactional activity to determine alignment with KYC profile
  • Ensuring adherence to AML regulations, the Bank Secrecy Act (BSA), and other applicable laws
  • Proactively identifying trends and emerging risks in high-risk customer profiles
  • Preparing detailed EDD risk assessment narratives and providing risk recommendations
  • Collaborating with internal stakeholders to address gaps or deficiencies in KYC frameworks
  • Leading projects or initiatives focused on enhancing high-risk customer review processes

Requirements

  • Bachelor’s degree in Business, Finance, Law, Criminal Justice, or related field
  • Advanced certifications such as CAMS, or equivalent are strongly preferred
  • 5+ years of experience in KYC, EDD, or AML within a financial institution
  • Demonstrated expertise in high-risk customer reviews and regulatory compliance
  • Strong analytical, problem-solving, and decision-making skills
  • Excellent written and verbal communication skills
  • Proficiency in AML software and tools, as well as Microsoft Office Suite
  • Ability to exercise significant discretion and independent judgment in assessing and managing risks
  • Ability to manage multiple high-priority tasks and deliver results under tight deadlines
  • Demonstrated leadership or project management experience preferred.
Benefits
  • health insurance
  • retirement plans
  • paid time off
  • flexible work arrangements
  • professional development opportunities
  • bonuses
  • stock options
  • equipment allowances
  • wellness programs

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
Enhanced Due Diligence (EDD)financial crime risk assessmentregulatory complianceKYC (Know Your Customer)AML (Anti-Money Laundering)risk assessmenttransactional activity reviewsource of funds evaluationownership structure analysishigh-risk customer review
Soft skills
analytical skillsproblem-solving skillsdecision-making skillswritten communicationverbal communicationdiscretionindependent judgmenttime managementleadershipproject management
Certifications
Bachelor’s degreeCAMS (Certified Anti-Money Laundering Specialist)