TD

Credit Portfolio Manager I – Metro CRE

TD

full-time

Posted on:

Location Type: Office

Location: New York City • Connecticut • Massachusetts • United States

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Salary

💰 $100,000 - $165,000 per year

About the role

  • Gather financial and general business information pertaining to customer and prospect loan requests
  • Perform financial analyses needed to make credit decisions
  • Contribute and provide input to group loan decision process based on evaluation of credit risk and other key factors
  • Support commercial banking team and recommend credit solutions that add value to the Customer
  • Manage specific credit activities to ensure performance quality, consistency of underwriting and timeliness meets or exceeds Customer expectations
  • Manage overall analytical support and workflow production needs for a department
  • Work on larger, more complex deals, mainly focused on Middle Market
  • Act as a consultant to business lines regarding credit issues, processes and procedures
  • Function as a resource for business lines and work with senior management on various issues; managing expectations and negotiating timelines
  • Partner with Lending/Credit Officers to address exceptions identified by internal/external auditors and/or examiners
  • Perform periodic inspections at Customer sites to audit accounts and ensure adherence to loan agreements and terms
  • Coordinate with Account and Relationship Managers to perform routine financial analyses and credit investigations
  • May communicate credit decisions to Relationship Managers and Account Managers
  • Manage and oversee workflow and adherence to policy for department
  • Participate in organizational cost benefit analysis and implementation
  • Manage activities by creating and maintaining quantifiable service level standards against business performance
  • Ensure timeliness of information and efficiency in process and workflow
  • Maintain confidentiality of credit and customer information at all times
  • May lead a team of Credit Analysts within a region or market

Requirements

  • Bachelor's degree or equivalent experience
  • 5+ years related experience
  • Strong understanding of commercial business development techniques and credit decisions
  • Demonstrates business development track record
  • Strong market presence with wide network of outside referral sources for new business
  • Demonstrates credit and financial analysis skills
  • Refined negotiation skills
  • Demonstrates communication skills, both verbal and written
  • Demonstrates PC skills
Benefits
  • health and well-being benefits
  • savings and retirement programs
  • paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • banking benefits and discounts
  • career development
  • reward and recognition

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
financial analysiscredit analysiscredit risk evaluationbusiness developmentloan underwritingcost benefit analysisquantifiable service level standardscredit investigationsauditingnegotiation
Soft skills
communication skillsleadershipteam managementinterpersonal skillsorganizational skillsconsultative skillscustomer serviceproblem-solvingworkflow managementconfidentiality
Certifications
Bachelor's degree