VP, Release Train Engineer
Synchrony
Microservices
AVP, Portfolio Credit
Synchrony
full-time
Posted on:
Location Type: Hybrid
Location: Charlotte • California, Connecticut, Illinois, North Carolina • 🇺🇸 United States
Visit company websiteJob Level
Lead
Tech Stack
PythonSQL
About the role
- Assume ownership of full life cycle credit risk management for card portfolios
- Provide Credit Risk reporting and analysis and identify/manage consumer credit risk across all components of the cardholder life-cycle
- Support and interact with the Virgin Red client teams and key contacts throughout Synchrony
- Work closely with retail clients to minimize Synchrony Financials’ and the retailer’s risk while continuing to grow the portfolio
- Work effectively cross-functionally to drive smart growth and client satisfaction delivering safety and soundness in the portfolio
- Prepare and present client facing and leadership team presentations to facilitate informed decisions
- Drive enhanced strategies using champion/challenger approaches to manage credit and fraud risk
- Provide analytics and input for deal and promotional pricing activities
- Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting
- Coordinate planning cycle with client teams to ensure consistency in business plans
- Provide clear guidance on risk appetite and prudent growth and challenge critical decisions and business processes
- Perform other duties and/or special projects as assigned
Requirements
- Bachelor's degree and 6+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role
- 3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
- Advanced experience with SAS/SQL or other related analytic tools
- Familiarity with consumer lending products and practices
- Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients
- Strong analytical skills and comfort working in a quantitative environment
- Experience operating as part of a cross functional team
- Strong communication and presentation skills
- You must be 18 years or older
- You must have a high school diploma or equivalent
- You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
- You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act
- Legal authorization to work in the U.S. is required; employer will not sponsor individuals for employment visas
Benefits
- Option to work from home, near a Hub, or in-office
- Occasional in-person engagement activities (business/team meetings, training, culture events)
- Employee Resource Groups (more than 50% workforce engaged)
- Inclusive culture and award-winning culture
- Support and encouragement at all levels; provided with tools and technology to grow your career
- Training and culture events
- Reasonable accommodation for applicants with disabilities (e.g., alternate formats, sign language interpreter, specialized equipment)
- Career Support Line for application and accommodation assistance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk managementcredit risk reportingdata analysisSASSQLRPythonanalytical toolsconsumer lending productsquantitative analysis
Soft skills
analytical skillscommunication skillspresentation skillscross-functional teamworkstrategic thinkingclient satisfaction focusdecision-makingguidance on risk appetiteproblem-solvinginformation condensing
