Assume ownership of full life cycle credit risk management for Home Core portfolios
Provide Credit Risk reporting and analysis for assigned portfolios
Identify and manage consumer credit risk across all components of the cardholder life-cycle through data gathering and analytics
Prepare and present client facing and leadership team presentations
Maintain and develop client reporting and ad-hoc analytics with SAS, Tableau and other data tools
Drive enhanced strategies, using champion/challenger leanings to manage credit and fraud risk
Coordinate multisite/country resources to ensure delivery and accuracy of monthly MIS and reporting needs
Provide clear guidance to the organization on risk appetite and prudent growth
Maintain effective and credible challenge of critical decisions and business processes

Requirements

Bachelor's degree and 5+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role.
3+ years’ experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
Ability and flexibility to travel for business as required

Benefits

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit risk managementdata analysisdata gatheringanalyticscredit risk reportingSASSQLRPythonstrategic insights

Soft Skills

presentation skillsleadershipguidancecritical thinkingflexibility