Develop, implement and monitor new account credit strategies that drive profitable growth while operating within the risk appetite
Create strategies that minimize both Synchrony’s and the retail partners’ risks, while balancing the risk–reward tradeoff
Use advanced analytics to build custom credit risk strategies, perform strategy validation, testing, implementation, and on-going monitoring of key credit metrics
Drive enhanced strategies using champion/challenger learnings to reduce credit risk and improve customer experience
Proactively research and identify areas of opportunity for improvement, work closely with the client teams to identify client needs and customize strategies that are mutually beneficial
Be able to communicate effectively by articulating strategy recommendations clearly and concisely during meetings
Complete required strategy documentation and meet audit standards
Work closely with implementation team to ensure strategy is implemented correctly through pre and post implementation validation
May provide direction and support to other team members including mentorship
May perform other duties and/or special projects as assigned

Requirements

Bachelor's Degree in Economics, Mathematics, Physics, Statistics, or other quantitative field and 4+ years of experience with analytics in credit or fraud in the financial services industry; or in lieu of a degree 9+ years’ experience with analytics in credit or fraud in the financial services industry
Minimum 3+ years’ experience with analytics in credit or fraud in the financial services industry
1+ year experience with a data tool such as SAS, Python and/or SQL

Benefits

Annual bonus based on individual and company performance
Health insurance
Flexible work arrangements

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills

analyticscredit risk strategiesstrategy validationtestingmonitoringdata analysisquantitative analysisrisk managementchampion/challenger methodologycustom strategy development

Soft skills

communicationmentorshipcollaborationproblem-solvingstrategic thinkingclient relationship managementarticulation of recommendationsproactive researchteam supportadaptability