Spearhead the credit management efforts for all Home & Auto clients
Play a critical role in leading the credit strategy, risk management, and decisioning framework for Synchrony’s home and automotive lending portfolios
Ensure the platform’s credit quality aligns with corporate risk appetite while supporting growth ambitions and delivering an exceptional customer experience
Ensure the financial integrity of deal pricing by managing credit and fraud loss exposures and delivering targeted returns for H&A clients
Conduct comprehensive credit and operational risk assessments, delinquency and loss mitigation strategies, portfolio performance monitoring
Collaborate closely with H&A platform clients, the Home & Auto Platform CEO, and commercial leadership to align credit risk strategies with overall business objectives

Requirements

Bachelor's Degree and 12+ years of experience in consumer risk management, credit management, or similar role; in lieu of a degree 15+ years of experience in consumer risk management
10+ years’ leadership experience in enterprise portfolio credit risk management for consumer accounts
4+ years of experience interacting and engaging with clients/partners directly or via strategy design and deployment to achieve business objectives
7+ years of experience guiding development of Consumer Credit Risk Strategies
2+ years of experience with SAS/SQL or other data analytics tools
8+ years’ experience managing professionals
Significant travel required (may be 50%+)

Benefits

Annual Incentive Plan target of 30% of salary
Annual Equity target of 30% of salary

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit managementrisk managementdecisioning frameworkcredit qualityfinancial integritycredit and fraud loss exposure managementcredit risk strategiesdata analyticsSASSQL

Soft Skills

leadershipcollaborationclient engagementstrategic designbusiness objectives alignment

Certifications

Bachelor's Degree