Credit Officer – Financial Institutions
Sumitomo Mitsui Banking Corporation – SMBC Group
full-time
Posted on:
Location Type: Hybrid
Location: New York City • New York • United States
Visit company websiteExplore more
Salary
💰 $138,000 - $185,000 per year
About the role
- Review credit applications submitted by the front office
- Prepare/present executive summaries and recommendations to the management of the Credit Department
- Analyze various elements of credit risk primarily in transactions with financial institutions
- Scope of analysis includes counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy
- Coordinate the credit approval process by liaising between the front office and the management of the Credit Department
- Conduct monitoring of credit quality of counterparties and transaction portfolio
- Provide feedback and guidance to front office
Requirements
- 5-7 years of relevant work experience in the financial services industry within the credit function as a credit analyst
- At least 3-5 years of experience in covering the FI sector
- Solid foundation in finance and accounting
- Knowledge in the FI sector and various financial products is required
- Ability to adapt to SMBC’s credit philosophy and risk appetite
- Excellent written and verbal communication skills
- Ability to read/analyze credit application contents and prepare written summary in a short span of time
- Flexibility to work under tight deadlines and in a multitasking environment
- Ability and willingness to work as a team player
Benefits
- Competitive portfolio of benefits
- Annual discretionary incentive award
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysiscredit risk analysisfinancial analysisdeal structure analysisprofitability analysiscredit quality monitoringfinancial products knowledgefinanceaccounting
Soft Skills
communication skillsteam playeradaptabilitytime managementmultitaskingflexibility