Quality Assurance – Vice President
Sumitomo Mitsui Banking Corporation – SMBC Group
full-time
Posted on:
Location Type: Hybrid
Location: New York City • New York • United States
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Salary
💰 $225,000 per year
Job Level
About the role
- Participate in end‑to‑end QA testing and discuss observations with QA team members and Front Office partners to ensure alignment.
- Conduct continuous monitoring of credit portfolios as part of preventative testing and Operational Efficiency & Sustainability (OES) initiatives.
- Develop and apply tailored review questionnaires based on credit product type and relevant risk drivers.
- Ensure credit underwriting complies with internal policies, procedures, guidelines, and expectations from the Third Line of Defense (Credit Review) and regulatory bodies.
- Consolidate QA results and provide structured feedback to underwriters and portfolio managers.
- Track and monitor corrective action plans addressing systemic or recurring deficiencies.
Requirements
- Bachelor’s degree with minimum 7 years of experience in wholesale credit risk or related fields.
- Strong knowledge of wholesale credit analysis and credit risk assessment.
- Effective analytical and communication skills.
- Familiarity with credit review processes preferred.
- Foundational understanding of wholesale credit products.
- Strong organizational skills and proficiency in Microsoft Office applications.
- Ability to work independently and collaboratively within a team.
- High attention to detail with the ability to maintain awareness of broader risk themes.
- Ability to identify, evaluate, and escalate emerging risks.
- Strong decision-making and complex-issue resolution skills.
- Willingness to learn and adopt SMBC’s proprietary systems and tools.
- Interest in applying Artificial Intelligence (AI) tools to enhance processes.
- Demonstrated intent to grow a career within financial services.
- Constructive, solutions-oriented mindset.
- Experience with the banking regulatory environment is welcome.
Benefits
- Competitive portfolio of benefits
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
wholesale credit riskcredit analysiscredit risk assessmentcredit review processeswholesale credit productsanalytical skillsdecision-makingcomplex-issue resolutionmonitoring credit portfoliospreventative testing
Soft Skills
communication skillsorganizational skillsattention to detailindependent workcollaborative workability to identify risksability to evaluate risksability to escalate riskssolutions-oriented mindsetwillingness to learn