Sumitomo Mitsui Banking Corporation – SMBC Group

Associate, Credit Portfolio Risk

Sumitomo Mitsui Banking Corporation – SMBC Group

full-time

Posted on:

Location Type: Office

Location: New York CityNew YorkUnited States

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About the role

  • Coordinate and support the New Business Initiative approval process, including credit risk review and governance requirements, in alignment with firmwide policies and standards.
  • Support the evaluation of credit and related risks associated with new products, transactions, and business activities, including the identification of key risks and development of appropriate risk mitigants.
  • Partner with business stakeholders, risk management teams and control functions to facilitate risk alignment, manage dependencies, and support timely execution of required approvals.
  • Prepare, maintain, and track credit risk assessments, RCSA documentation, approval materials, and status reporting to support effective governance and transparency.

Requirements

  • Minimum of three years of experience in financial services, with demonstrated exposure to new business initiatives from a credit risk perspective.
  • At least one year of experience in product development, risk management, or business control, supporting structured review, approval, or governance processes.
  • Prior experience within a global financial services environment is strongly preferred.
  • Bachelor's degree in finance or a related field required.
Benefits
  • Health insurance
  • 401(k) matching
  • Flexible work hours
  • Paid time off
  • Professional development opportunities
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit risk assessmentrisk managementgovernance processesproduct developmentrisk mitigationfinancial analysisdocumentation trackingstatus reporting
Soft Skills
coordinationstakeholder managementcommunicationorganizational skillscollaboration