Stearns Bank N.A.

Director

• Provide discipline, vision and oversight for EFD credit function, ensuring processes are standardized, controlled, transparent and responsive.
• Lead the strategic direction and continuous efficiency improvements of our Equipment Finance credit function, including frequent review of the Bank’s loan policy and underwriting standards and bringing forward recommended updates to the Chief Credit Officer to ensure compliance with regulatory requirements and our Stearns Bank N.A. “Credit Strong” culture.
• Build, measure and sustain accountability, urgency, precision, Gold Standard service, financial discipline, and process integrity within the EFD Credit Team.
• Work with other departments to ensure all processes function seamlessly, setting and enforcing clear ownership, accountability, and performance expectations for the EFD Credit team and function.
• Establish, manage, and report on EFD credit performance metrics.
• Provide high-impact strategic leadership and ensure team culture reflects accountability, communication, and performance excellence.
• Lead key projects, transformational initiatives and cross functional workstreams.
• Establish key performance and key risk indicators to oversee and effectively monitor the process that pinpoint effectiveness and ineffectiveness.
• Partner with development teams to enhance processes with Salesforce, .Net options etc. where needed.
• Manage the budget for EFD Credit and ensure staffing and capacity aligns with production trends and strategic objectives.
• Hire, mentor, and develop high-performing credit professionals.
• Promote culture of urgency, precision, professional communication, and financial ownership.
• Model focused partnership level collaboration with internal teams, vendors and customers and reinforce those behaviors across the team.
• Demonstrate a continual professional self-improvement mindset through continued training and education.

AVP, Associate Director – Credit Specialist