Commercial Portfolio Manager II
SouthState Bank
full-time
Posted on:
Location Type: Office
Location: Atlanta • United States
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About the role
- Supports the commercial loan and deposit portfolio of one or more Relationship Managers providing quality underwriting, sound portfolio management and superior client service.
- Analyzes financial information to evaluate the credit worthiness of new loan requests and on-going Portfolio Management activities.
- Compiles commercial loan packages ensuring completeness and accuracy of information provided.
- Completes additional credit analysis through more in-depth tools outside of the traditional spreads and global cash flow.
- Guides the loan request through the Credit Approval Process.
- Monitors and services the large commercial loan portfolios through quality portfolio management work.
- Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank.
- Ensures that all required documentation is in file for all loans and treasury management approvals.
- Builds and maintains positive working relationships with internal business partners.
Requirements
- Four-year degree in Business Administration, Finance, Accounting or related field
- Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience
- Familiarity with loan structuring and loan documentation is required.
- Knowledge in accounting and lending principles, as well as excellent oral and written communication skills.
- Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.
Benefits
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Required annual compliance training
- New Employee Orientation
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisportfolio managementunderwritingloan structuringloan documentationfinancial analysisaccounting principleslending principlescash flow analysis
Soft Skills
client servicecommunication skillsrelationship buildingorganizational skills