Sidetrade

Product Manager – Credit Risk

Sidetrade

full-time

Posted on:

Location Type: Hybrid

Location: London • United Kingdom

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Tech Stack

Oracle

About the role

  • Define and drive the roadmap for the Credit Risk Expert product area, aligning with company objectives, customer needs, and the broader O2C platform strategy.
  • Conduct ongoing discovery with enterprise credit managers, CFOs, and finance operations teams – validating hypotheses, identifying pain points, and translating insights into a clear product roadmap.
  • Write detailed product requirements, user stories, and acceptance criteria; collaborate closely with Engineering and Design to deliver high-quality releases on schedule.
  • Own and prioritise the product backlog, making well-reasoned trade-off decisions that balance customer value, technical complexity, and business impact.
  • Work closely with Engineering, Data Science, Design, and fellow product leaders to ensure the CRE product is built on sound foundations and backed by high-quality data intelligence.
  • Partner with Product Marketing and Sales on feature packaging, positioning, and launch readiness for global enterprise customers across North America, Europe, and beyond.
  • Communicate product priorities, delivery progress, and outcomes clearly to the AVP Product, Credit & Risk and broader senior leadership.
  • Monitor the competitive landscape in credit risk, receivables management, and O2C software – feeding insights back into product strategy and differentiation.
  • Work with the VP AI Products team to explore and integrate AI-powered capabilities – such as predictive scoring and intelligent automation – into the CRE product experience.

Requirements

  • Minimum 5 years in a Senior Product Manager role within a B2B SaaS environment, with a strong track record of owning and shipping enterprise products end-to-end.
  • Demonstrated ability to understand complex user needs, conduct effective discovery, and translate insights into product decisions that drive measurable outcomes.
  • Ability to manage a complex backlog, make clear trade-off decisions, and maintain a focused roadmap under competing pressures.
  • Experienced working within Agile/Scrum teams – comfortable with sprint planning, backlog grooming, and iterative delivery cycles.
  • Proven ability to align and influence Engineering, Data Science, Design, and commercial teams around a shared product vision without direct authority.
  • Strong analytical skills; comfortable defining success metrics, tracking product performance, and iterating based on data and user feedback.
  • Excellent written and verbal communication skills in English – able to present confidently to both technical teams and senior business stakeholders.
  • Familiarity with the complexities of building for large enterprise customers – integrations, procurement cycles, security requirements, and multi-stakeholder environments.
  • Able to connect day-to-day product decisions to longer-term business goals, and to identify opportunities for innovation and differentiation in a competitive market.
  • Comfortable using AI tools in day-to-day product management work – for example leveraging AI for customer research synthesis, writing requirements, competitive analysis, or data interpretation.
  • Familiarity with credit risk management, credit scoring, payment behaviour analysis, or collections in a B2B enterprise or fintech context.
  • Understanding of the broader O2C process – invoice management, cash application, dispute handling, or working capital optimisation.
  • Exposure to financial compliance requirements such as GDPR, SOX-relevant controls, or audit trail considerations in enterprise finance software.
  • Understanding of enterprise buying behaviour and finance operations culture across multiple geographies – e.g. North America, France, DACH, or UK.
  • Experience working on products with deep SAP, Oracle, or Salesforce integrations in enterprise finance contexts.
Benefits
  • Attractive location- office based in the heart of London/Birmingham city centre.
  • Hybrid work model – a flexible mix of in-office and remote days.
  • Great culture – active Social Club organizing regular team events and activities.
  • Health & wellness – medical coverage, life insurance, and other wellness programs
  • Time off – competitive paid holidays plus public holidays
  • Career growth & compensation – competitive salary, equal opportunities, learning & mentorship programs, and advancement support
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
product managementAgileScrumdata analysisuser story writingacceptance criteriabacklog managementAI integrationcredit risk managemententerprise product development
Soft Skills
communicationcollaborationanalytical thinkinginfluencedecision makingcustomer focusproblem solvinginnovationstakeholder managementadaptability