Senior Legislative and Political Counsel
Instacart
Salary
💰 $180,000 - $250,000 per year
Job Level
Lead
About the role
- Manage comprehensive compliance programs.
- Provide strategic direction for the compliance team and work with department heads to establish compliance priorities.
- Monitor regulatory developments and changes in the legal landscape to ensure the company remains compliant.
- Develop and deliver ethics and compliance training to employees.
- Collaborate with cross-functional teams, including legal, finance, and operations, to align compliance efforts with business objectives.
- Assess of all regulatory risks related to lending and business operations. Identify gaps in controls, highlighting areas of highest risk, and developing appropriate risk mitigation strategies
- Develop and maintain policies, standards, and other documented measures to formally set forth the principles and practices of regulatory compliance related to lending operations
- Work with business leaders and management to socialize lending compliance principles and practices and assist with developing procedures, systems, and processes to execute policy requirements
- Lead compliance oversight of programs for FCRA, FDCPA, MLA/SCRA, TCPA, EFTA, Reg E, Reg B, SCRA/MLA and credit reporting.
- Oversee monitoring protocols to assess and measure operations compliance with legal and regulatory requirements and identify defects and deficiencies requiring corrective action
- Ensure material compliance issues identified by any means and through any source related to lending operations are recorded, tracked, and reported to ensure their appropriate and timely resolution
- Prepare, deliver, and effectively communicate analysis and reporting regarding bank and lending operations compliance to oversight committees and management
- Serve as a champion for a culture of compliance and ethical conduct throughout the organization.
Requirements
- Bachelor's or Master’s degree in Law, Business Administration, or a related field. A JD or advanced degree is a plus.
- At least 10 years of experience in a compliance leadership role within the fintech, banking, or financial services industry.
- Ability to develop and lead compliance programs to address complex problems or needs; ability to drive results by leveraging strong business relations and project management
- Ability to deliver quality results in the face of competing priorities, aggressive timelines, and evolving direction
- Self-starter, willing to take ownership and drive initiatives to resolution while reporting appropriately on progress made and raising awareness when difficulties are encountered
- Exceptional organizational skills with strong attention to detail and accuracy
- Strong problem solving and analytical skills, particularly with large data sets
- Desire and ability to quickly learn about the activities of our unique business model, advanced technology capabilities, and evolving regulatory environment
- Strong knowledge with federal laws regulations related to the following activities: FCRA, FDCPA, MLA/SCRA, TCPA, , EFTA, Reg E, Reg B, SCRA/MLA and other federal and state laws and regulations related to lending; Experience overseeing regulatory examination and compliance audits, including developing and tracking timely corrective action
- Excellent proficiency in Office and Google products
- Ability to thrive in a dynamic, fast-paced environment.
- Compliance certifications (e.g., CCEP, CRCM).
