Act as strategic partner to Sales and Revenue teams to enable profitable growth
Provide data-driven guidance on trade-offs between growth, pricing, coverage limits, and risk
Support key landlord partner conversations where underwriting judgment is required
Own and steward R+J’s underwriting strategy and risk appetite to ensure consistent and disciplined execution of the underwriting process across risk profiles
Manage the in-house automated underwriting decision engine to ensure proper underwriting rules, risk score logics, coverage limits and deductibles levels are implemented as designed
Partner closely with Product, Engineering, and Data teams to ensure robust data pipelines, quality, and accessibility, enabling scalable and reliable underwriting infrastructure
Collaborate with Risk & Compliance teams to ensure underwriting decisions are explainable, auditable, and aligned with regulatory and carrier requirements
Evaluate underwriting outcomes and portfolio performance to optimize rules and user experience for sustainable growth and profitability targets
Lead industry trends assessment and incorporate relevant insights into underwriting judgment, exception handling, and portfolio oversight
Communicate underwriting performance, emerging risks, and mitigation strategies with credibility and transparency to internal and external stakeholders

Requirements

10+ years of professional underwriting or actuarial experience in the P&C insurance industry.
Experience in insurtech or high-growth companies is highly preferred
Strong actuarial background; actuarial credentials (ASA, ACAS, or equivalent) strongly preferred
Proficiency in statistical software (e.g. SQL, Python) and data visualization and dashboarding tools (e.g. Tableau, PowerBI) to manage portfolio management and underwriting flows
Strong organizational and leadership skills with experience managing projects and mentoring analysts
Resourceful, innovative thinker who thrives in a fast-paced, evolving environment and enjoys solving strategic insurance business challenges

Benefits

Competitive cash compensation package including base salary, milestone based bonus, and other financial perks
Medical, Dental, and Vision coverage (up to 90% employer contribution) - eligible from your start date
401(k), HSA, Life & Disability Insurance Coverage ($0 employee contribution for additional insurances)
Unlimited PTO Policy
Generous Paid Parental Leave
Stock option plan to give our employees a direct stake in R + J's success
Monthly lifestyle stipend to fit your needs (meals, wellness, co-working)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

underwritingactuarial analysisportfolio managementrisk assessmentdata analysisstatistical softwaredata visualizationautomated underwritingpricing strategycoverage limits

Soft Skills

leadershiporganizational skillscommunicationstrategic thinkingproblem-solvingcollaborationmentoringcredibilitytransparencyresourcefulness

Certifications

ASAACAS