Develops strategic and tactical recommendations that enhance Consumer Lending's ability to increase profitability
Identifies, measures, mitigates, monitors, and reports on consumer loan portfolios
Evaluates, organizes, and interprets data and information to formulate opinions
Recommends strategies to improve loan performance and report key risks and emerging trends
Develops action plans to address potential risks and breaches
Serves as the business group's credit subject matter expert for regulatory, product, procedure, and corporate policy initiatives
Collaborates with Financial Risk on both the design and overlay process across stress testing models
Assists in driving a continuous improvement approach to making appropriate recommendations for change
Coordinates with the fraud and credit teams to ensure effective strategies are in place to mitigate first party fraud

Requirements

Bachelor's degree in Finance, Economics, Business, or related field
Eight (8) years of credit risk, portfolio management, or financial analysis experience
Broad knowledge of the product lifecycle: origination strategy, performance management, and collections
Experience coordinating cross-functional workstreams or project management experience
Master’s Degree or Professional Certification (e.g., Chartered Financial Analyst (CFA), Financial Risk Manager (FRM)) preferred
Five (5) years of experience working directly with credit risk in consumer products preferred
Experience with data visualization tools (i.e., Power BI, Tableau)
Basic understanding of quantitative measures of credit performance (e.g., PD/LGD/EL/EC, LEE)

Benefits

Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit riskportfolio managementfinancial analysisdata visualizationquantitative measures of credit performanceorigination strategyperformance managementcollections

Soft Skills

strategic recommendationstactical recommendationscollaborationcontinuous improvementrisk mitigationdata interpretationreporting

Certifications

Bachelor's degreeMaster’s DegreeChartered Financial Analyst (CFA)Financial Risk Manager (FRM)