Ramp

Risk Operations Specialist, Payments

Ramp

full-time

Posted on:

Location Type: Hybrid

Location: New York CityNew YorkUnited States

Visit company website

Explore more

AI Apply
Apply

Salary

💰 $100,000 - $184,000 per year

Tech Stack

About the role

  • Support the Payments Operations Lead in the daily management of payment workflows, including ACH, wire transfers, card payments, and Ramp Business Account transactions.
  • Monitor and reconcile payment activity, identify discrepancies, and help investigate or resolve transaction issues.
  • Coordinate refund and money movement processes and maintain clear communication with internal teams and customers on case status.
  • Collaborate with Customer Support, Risk, and Product to resolve user-reported payment or linking issues in a timely and accurate manner.
  • Help prepare data and documentation for audits and regulatory reporting.
  • Participate in cross-functional projects aimed at improving payment accuracy, reducing operational risk, and scaling payment processes.
  • Identify and document operational inefficiencies or gaps and propose potential improvements.
  • Maintain accurate process documentation and support knowledge management for the Payments Ops function.
  • Provide high-quality internal and external customer support through email and other communication channels.

Requirements

  • 2–4 years of experience in Payment Operations, Financial Operations, Treasury Operations, or a related function.
  • Working knowledge of ACH, wire transfers, and card payment systems; familiarity with NACHA and SWIFT standards a plus.
  • Experience using and building with AI tools to enhance productivity, streamline workflows, or support operational decision-making.
  • Strong attention to detail and comfort handling complex reconciliations or operational workflows.
  • Excellent organizational skills and the ability to manage multiple priorities in a fast-paced environment.
  • Strong written and verbal communication skills; able to coordinate across teams and document processes clearly.
  • Analytical and problem-solving mindset with a focus on data accuracy and continuous improvement.
  • BA/BS degree or equivalent experience.
Benefits
  • 100% medical, dental & vision insurance coverage for you
  • Partially covered for your dependents
  • One Medical annual membership
  • 401k (including employer match on contributions made while employed by Ramp)
  • Flexible PTO
  • Fertility HRA (up to $10,000 per year)
  • Parental Leave
  • Unlimited AI token usage
  • Pet insurance
  • Centralized home-office equipment ordering for all employees
  • Health and Wellness stipend
  • In-office perks: lunch, snacks, drinks, and more
  • Budget for intra-office travel
  • Relocation support to NYC or SF (as needed)
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Payment OperationsFinancial OperationsTreasury OperationsACHwire transferscard payment systemsNACHA standardsSWIFT standardsdata reconciliationregulatory reporting
Soft Skills
attention to detailorganizational skillscommunication skillsanalytical mindsetproblem-solvingability to manage multiple prioritiescollaborationcustomer supportprocess documentationcontinuous improvement