Senior Manager, Credit Risk Analytics
Prosper Marketplace
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇺🇸 United States
Visit company websiteSalary
💰 $190,000 - $223,000 per year
Job Level
Senior
About the role
- Responsible for underwriting credit strategies and oversight of credit quality and performance of the Personal Loan portfolios.
- Responsible for the life cycle of credit management including compliance with requirements of regulators and internal control.
- Recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the portfolio.
- Review, analyze, and enhance the risk strategies through the use of Machine Learning models and credit data.
- Manage the acquisition growth while delivering expected returns to the investors.
- Work with cross-functional teams in Product, Engineering, Legal/Compliance and Marketing to deliver the credit strategies as per design.
- Guide team to develop strategies for automated credit decisions.
- Own the end-to-end process to ensure the credit strategies are performing as expected to support business growth while managing credit losses effectively.
Requirements
- Master’s degree in Business, Statistics, Mathematics, Engineering or Economics
- 8+ years of experience managing acquisition credit risk for Credit Card and Personal Loan business; Strong business acumen and extensive knowledge about credit management
- 3+ years of people leadership experience
- Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
- Exceptional communication skills in both written and oral – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
- A quick thinker and can handle questions on unfamiliar topics with convincing skills
- A team player – collaborate with people across functions and a business owner mentality
- Ability to work in fast-paced environment and meet deadlines without sacrificing quality
- Ability to work productively in a remote/in-person hybrid working environment
Benefits
- Flexible time off
- Comprehensive health coverage
- Competitive salary
- Paid parental leave
- Other wellness benefits
- Udemy access
- Childcare assistance
- Pet insurance discounts
- Legal assistance
- Additional discounts through Perkspot
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit managementunderwritingrisk strategiesMachine Learningdata analysisportfolio managementcompliancecredit riskacquisition growthautomated credit decisions
Soft skills
leadershipcommunicationcollaborationanalytical thinkingproblem-solvingbusiness acumenadaptabilityteam playertime managementcritical thinking