Premier Mortgage Associates

Analyst

• Manage daily and monthly mortgage remittance processing.
• Determine proper allocation of borrower payments to:
• NQM
• Prior loan owners
• Investors
• Purchasers of loans
• Review and validate payment data received from sub-servicers.
• Ensure timely and accurate remittance of principal, interest, escrow, and fees.
• Reconcile custodial and remittance accounts.
• Investigate discrepancies, unapplied funds, suspense balances, and payment breaks.
• Research payment ownership issues related to:
• Loan purchases and sales
• Servicing transfers
• Effective date changes
• Investor reporting
• Serve as a primary contact for sub-servicer remittance activity.
• Review remittance reports and payment files for accuracy.
• Escalate and resolve discrepancies with sub-servicer partners.
• Monitor remittance timelines and reporting requirements.
• Prepare daily, weekly, and monthly remittance reports.
• Maintain documentation and audit support for remittance activity.
• Assist with process improvements and operational controls.
• Support internal and external audits as needed.

Mortgage Remittance Analyst