Mortgage Remittance Analyst

Premier Mortgage Associates

Mortgage Remittance Analyst responsible for overseeing mortgage remittance and payment allocation processes at NQM. Requires strong analytical skills, mortgage servicing knowledge, and ability to reconcile complex payment activity.

Posted 5/16/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $55,000 - $65,000 per yearWebsite

About the role

Key responsibilities & impact

Manage daily and monthly mortgage remittance processing.
Determine proper allocation of borrower payments to:
NQM
Prior loan owners
Investors
Purchasers of loans
Review and validate payment data received from sub-servicers.
Ensure timely and accurate remittance of principal, interest, escrow, and fees.
Reconcile custodial and remittance accounts.
Investigate discrepancies, unapplied funds, suspense balances, and payment breaks.
Research payment ownership issues related to:
Loan purchases and sales
Servicing transfers
Effective date changes
Investor reporting
Serve as a primary contact for sub-servicer remittance activity.
Review remittance reports and payment files for accuracy.
Escalate and resolve discrepancies with sub-servicer partners.
Monitor remittance timelines and reporting requirements.
Prepare daily, weekly, and monthly remittance reports.
Maintain documentation and audit support for remittance activity.
Assist with process improvements and operational controls.
Support internal and external audits as needed.

Requirements

What you’ll need

3-5 years of experience in:
Mortgage servicing
Investor accounting
Cash reconciliation
Mortgage operations
Remittance processing
Experience working with sub-servicers strongly preferred.
Strong understanding of mortgage payment flows and servicing operations.
Ability to analyze large data sets and reconcile complex transactions.
Advanced Excel skills including:
Pivot tables
VLOOKUP/XLOOKUP
Reconciliation analysis
Strong attention to detail and organizational skills.
Ability to work independently and meet deadlines.
Bachelor’s degree in Accounting, Finance, Business, or related field preferred.

Benefits

Comp & perks

Medical Plan
Dental Plan
Vision Plan
GAP Insurance
Life Insurance paid by the company
Voluntary Life Insurance
401K
Pet Insurance
Legal Shield/ID Shield

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortgage remittance processingcash reconciliationdata analysisreconciliation analysisadvanced Excelpivot tablesVLOOKUPXLOOKUPpayment processingmortgage servicing

Soft Skills

attention to detailorganizational skillsindependent workdeadline managementproblem-solvingcommunicationcollaborationprocess improvementaudit supportdiscrepancy resolution

Certifications

Bachelor’s degree in AccountingBachelor’s degree in FinanceBachelor’s degree in Business