Senior Director, Chief Credit Officer
PayPal
full-time
Posted on:
Location Type: Hybrid
Location: Utah • United States
Visit company websiteExplore more
Salary
💰 $188,000 - $279,400 per year
Job Level
About the role
- Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
- Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships
- Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion
- Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships
- Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities
- Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technical implementation/design
- Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making
Requirements
- 12+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
- 15+ years of progressive experience in credit administration, commercial lending, and portfolio management within the banking sector, with at least 3–5 years in a senior or executive credit management role.
- Community banking experience is strongly preferred
- Demonstrated experience in developing, implementing, and monitoring credit policies and procedures, including risk grading, underwriting standards, and loan review
- Advanced knowledge of credit analysis, risk assessment, loan structuring, and financial statement interpretation
- Expertise in credit risk management, portfolio stress testing, risk rating systems, and allowance for ACL methodologies
- Proficient with credit administration systems, loan origination platforms, and core banking software; advanced skills in Microsoft Excel, Word, PowerPoint, and data analytics tools
- Strong ability to prepare, interpret, and present complex credit and risk management reports for executive management, Board committees, and regulators
- Exceptional verbal and written communication skills; able to present complex credit and risk information clearly to the Board of Directors, executive management, regulators, and staff
- Unquestionable integrity, sound judgment, and a commitment to ethical conduct and confidentiality
- Bachelor of Science degree in Finance, Accounting, Business Administration, Economics, or a closely related field. MBA preferred.
- Credit Risk Certification (CRC), Certified Lender Business Banker (CLBB), Certified Public Accountant (CPA), or similar credentials are advantageous
Benefits
- medical, dental, vision, life and disability insurance
- parental and family leave
- 401(k) savings plan
- paid time off
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit analysisrisk assessmentloan structuringfinancial statement interpretationcredit risk managementportfolio stress testingrisk rating systemsallowance for ACL methodologiescredit policies and proceduresdata analytics
Soft skills
verbal communicationwritten communicationpresentation skillsintegritysound judgmentethical conductconfidentialityinfluencingnegotiationprioritization
Certifications
Credit Risk Certification (CRC)Certified Lender Business Banker (CLBB)Certified Public Accountant (CPA)MBA