Senior Product Manager – Risk/Compliance
PayNearMe
full-time
Posted on:
Location Type: Remote
Location: California • United States
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Salary
💰 $150,000 - $185,000 per year
Job Level
About the role
- Own the product vision, strategy, and roadmap for fraud prevention, risk management, and compliance
- Synthesize client usage, market research, competitive analysis, and client feedback into actionable insights that inform strategy and investment themes
- Communicate product vision and priorities, across teams and stakeholders.
- Translate regulatory, risk, and operational requirements into clear product requirements, user stories, and success metrics
- Collaborate with Compliance, Legal, and Risk teams to ensure products meet banking and regulatory obligations and business requirements
- Use quantitative and qualitative data to identify emerging fraud trends, evaluate risk exposure, and prioritize product investments
- Balance risk mitigation with customer experience, minimizing friction while maintaining strong protections
- Serve as a subject-matter expert and advocate for fraud, risk, and compliance considerations across the product organization
- Deliver scalable, automated, and data-driven solutions to mitigate fraud and financial risk across ACH, cards, cash payments, real-time payments, and partner integrations
- Act as a thought partner and subject-matter expert on fraud, risk, and compliance across the Product organization
Requirements
- 6+ years of product management experience, including strategic or platform-level work.
- Strong understanding of regulatory dynamics in fintech, payments, and lending.
- Proven ability to make strategic tradeoffs, and establish clear priorities.
- Curiosity, adaptability, and a passion for solving complex, cross-functional problems.
- Strong analytical skills, asking the right questions to derive key answers.
- Using metrics to drive and measure success.
- Ownership, empathy, and resilience.
- Experience interpreting market data and client insights.
- Excellent communication and collaboration skills, at all levels.
Benefits
- Competitive salary and benefits with growth-company options grant
- Fast-paced and professional work culture
- Stock options with standard startup vesting - 1 year cliff; 4 years total
- $50 monthly communication expense stipend to go towards your phone/internet bill
- $250 stipend to enhance your WFH setup
- Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
- Premium medical benefits including vision and dental (100% coverage for employees)
- Company-sponsored life and disability insurance
- Paid parental bonding leave
- Paid sick leave, jury duty, bereavement
- 401k plan
- Flexible Time Off (our team members typically take off ~3-4 weeks per year)
- Volunteer Time Off
- 13 scheduled holidays
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
product managementdata-driven solutionsrisk managementfraud preventioncomplianceuser storiessuccess metricsquantitative analysisqualitative analysisstrategic tradeoffs
Soft skills
communicationcollaborationanalytical skillscuriosityadaptabilityempathyresilienceproblem-solvingownershipprioritization