PayJoy

Senior Director – Engineering, Consumer & Lock

PayJoy

full-time

Posted on:

Location Type: Hybrid

Location: San FranciscoCaliforniaUnited States

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Salary

💰 $363,250 - $382,875 per year

Job Level

Tech Stack

About the role

  • Drive end-to-end delivery of high-quality features that power loan origination, payments, servicing, and new credit products
  • Establish strong product engineering practices that balance experimentation, speed, reliability, and regulatory compliance.
  • Partner closely with Product, Risk, Marketing, and Operations to deliver measurable business outcomes.
  • Own multi-quarter roadmaps that scale PayJoy’s consumer financial products across countries and device ecosystems.
  • Build and develop high-performing Engineering Managers, Technical Leads, and senior engineers.
  • Continuously evolve team structure as products, scale, and market complexity grow.

Requirements

  • Proven ability to deliver complex B2C mobile products end-to-end with measurable business impact.
  • 10+ years of engineering leadership experience, including leading multiple teams delivering consumer-facing digital product at scale.
  • Experience owning production systems, operational excellence, and reliability practices.
  • Strong written and verbal communication skills; comfortable operating in high-growth, fast-changing environments.
  • Fintech experience is strongly preferred.
  • Exposure to Android firmware, OEM integrations, or mobile device management is helpful but not required.
Benefits
  • 100% Company-funded health insurance for employee and immediate family
  • Company-funded employee life and disability insurance
  • $2,000 annual Co-working Travel perk
  • $2,000 annual Professional Development perk
  • $340 Monthly Commuter benefit
  • 401k contribution of 3% of salary (up to IRS limits)
  • Headphone benefit, home office equipment allowance and wellness perks
  • Catered lunches
  • 20 paid vacation days, unlimited sick leave
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
B2C mobile productsengineering leadershipproduction systemsoperational excellencereliability practicesAndroid firmwareOEM integrationsmobile device management
Soft Skills
communication skillsteam developmentadaptabilitycollaborationleadership