payabl.

Analyst

• Support the setup and optimization of fraud monitoring systems for card issuing activities.
• Define, test, and refine fraud detection rules and risk profiles.
• Monitor suspicious transactions and identify emerging fraud patterns.
• Collaborate with Product and IT to strengthen authentication and control measures.
• Track key fraud performance metrics (e.g., approval rates, false positives, losses).
• Ensure compliance with card scheme and regulatory fraud prevention standards.
• Monitor merchant fraud alerts and support investigations into suspicious activity.
• Maintain and enhance fraud monitoring tools and workflows.
• Support ad-hoc case reviews, escalations, and incident responses.
• Partner with Product, IT, and Operations to align fraud controls with business growth.
• Liaise with external partners (Visa, Mastercard, fraud vendors).
• Help document and refine fraud risk policies and procedures.

Fraud Analyst

Product Manager

• Define and maintain the long-term strategic vision and roadmap for FinDB and Client Portal
• Ensure both systems scale in line with business growth, regulatory expansion, and technical evolution
• Build future-proof capabilities
• Own the FinDB platform — ensuring accurate, timely, and compliant settlements, reconciliations, accounting integrations, and profitability calculations
• Oversee the Client Portal (CP) — our internal CRM platform for client lifecycle management
• Collaborate closely with Engineering, QA, and Operations to ensure on-time delivery, quality, and smooth go-lives
• Act as the main bridge between Finance, Operations, Product, and Engineering teams
• Gather and document functional and non-functional requirements for both FinDB and CP

Senior Product Manager, FinDB, Client Portal

Compliance

• Maintain compliance and control frameworks aligned with ISO 27001, SOC 2, PCI DSS, GDPR, DORA, and other applicable regulatory standards.
• Maintain the corporate policy suite, ensuring version control and alignment with regulatory expectations.
• Design and enforce corporate governance policies across business units.
• Drive employee awareness and compliance attestations.
• Facilitate governance steering committees and board-level reporting.
• Coordinate external audits, regulatory queries, and remediation evidence packs.
• Lead business process and asset risk assessments aligned to ISO 27005 and DORA risk taxonomy.
• Run internal compliance reviews, document control deviations, and manage corrective actions.
• Assess operational and supplier dependencies with business continuity impact analysis (BIA) inputs.
• Conduct internal control reviews, regulatory gap assessments, and readiness projects for certifications and supervisory audits.
• Partner with IT to implement control automation, compliance tooling, and evidence repositories.
• Monitor emerging laws, supervisory guidelines, and industry standards, and translate them into actionable roadmap items.
• Support BCP/DR governance and testing programs with measurable RTO/RPO targets.
• Coordinate major incidents reporting procedures and regulatory notifications.
• Own compliance dashboards, KPIs/KRIs dashboards, and audit-ready records.
• Present actionable risk insights to Audit & Risk Committees and regulators.

Governance, Risk & Compliance Specialist

Sales

• Develop and execute a sales strategy focused on promoting payabl.'s banking products, including opening IBAN accounts that supports SEPA, SWIFT, and FX Exchange in the UK.
• Promoting issue of corporate cards linked to payment accounts under VISA and MasterCard brands.
• Identify and prioritize growth opportunities within the UK market.
• Collaborate with leadership to align the sales strategy with the company’s broader goals.
• Stay up-to-date with market trends, competitor activities, and client needs to refine strategic initiatives.
• Build, lead, and inspire a high-performing sales team focused on promoting payabl.’s banking products to businesses in the UK.
• Set clear KPIs, monitor performance, and drive a results-oriented culture.
• Recruit, develop, and retain top-tier sales talent with expertise in the banking sector.
• Equip the sales team with the tools, resources, and knowledge required to engage and close deals with key clients.
• Continuously optimize the sales process to improve efficiency and scalability.
• Implement best practices in lead generation, client engagement, and deal closing, tailored to the needs of UK banking clients.
• Use sales analytics and CRM tools for accurate forecasting, performance tracking, and revenue insights.
• Streamline sales cycles to enhance the overall customer journey.
• Work closely with Marketing, Product, Client Success, and Risk teams to ensure alignment between the sales strategy and broader business goals.
• Provide feedback to the Product team to improve offerings for banking clients.
• Ensure seamless collaboration between sales and other departments to deliver a top-tier customer experience.
• Lead efforts to grow payabl.’s banking services in the UK, establishing relationships with key stakeholders.
• Develop strategies to maximize the value of payabl.'s offerings for clients, ensuring the success of banking products.
• Prepare for future expansion into other regions once the UK market is well-established.
• Ensure all sales activities comply with UK banking regulations and internal policies.
• Collaborate with Risk and Legal teams to mitigate risks associated with contracts, negotiations, and ongoing engagements.

Head of Sales, Banking

Growth Marketing

• Manage Inbound Leads: Handle incoming leads from calls, emails, and referrals, ensuring timely follow-up and tailored solutions for prospective merchants.
• Close Deals: Own the full sales cycle from lead qualification to negotiation, contract closure, and onboarding.
• Consult and Present Solutions: Demonstrate a deep understanding of payabl.’s payment products and services, presenting customized POS solutions that align with merchants’ business needs.
• Collaborate Cross-Functionally: Work closely with marketing, client success, and technical teams to ensure a smooth onboarding experience for new merchants.
• Meet & Exceed Targets: Consistently achieve or surpass sales targets, contributing to both individual and company growth objectives.
• Maintain CRM & Pipeline: Accurately track all sales activity, manage your pipeline, and report progress regularly.
• Market Awareness: Stay informed on industry trends, competitor offerings, and emerging opportunities in POS and payment solutions.

Inbound Growth Specialist – POS

Software Engineer

• Develop the frontend of the website using Vue.js and Nuxt.js, focusing on clean code, best practices, and performance optimization.
• Integrate Headless CMS for seamless content management and deliver an intuitive user experience for content editors.
• Build efficient API connections between the frontend and Headless CMS using Nuxt.js's built-in features or appropriate libraries.
• Understand and handle content structures and API responses effectively.
• Collaborate with designers and project managers to translate design mockups into functional and visually appealing web pages.
• Implement interactive features and user flows, ensuring smooth interactions and responsiveness across various devices.
• Participate in code reviews, contribute to technical discussions, and suggest improvements to the development process.
• Implement performance optimization techniques for both frontend and backend to ensure fast loading times and a smooth user experience.
• Stay up-to-date with the latest advancements in Vue.js, Nuxt.js, and Headless CMS, and incorporate them into the development process.
• Perform unit testing and integration testing to ensure the quality and functionality of the website.
• Deploy the website to a designated hosting platform and troubleshoot any technical issues.

Website Developer

Backend Engineer

• Work closely with the Team Lead to identify key architectural drivers and non-functional requirements for a core customer-facing product.
• Collaborate with cross-functional teams including product managers, business analysts, and other developers to translate business requirements into robust technical solutions.
• Select and apply the most suitable frameworks and tools for the designed architecture.
• Write readable, testable, and efficient code that adds value to the team and the overall platform.
• Maintain and develop a strong engineering culture focused on quality, learning, and innovation.
• Participate in code reviews and mentor junior developers to ensure best practices are followed.

Senior Backend Engineer

Underwriter

• Facilitate merchant underwriting and onboarding assessments.
• Monitor merchant portfolios to flag or identify suspicious activity, reviewing transaction data to detect risk patterns, anomalies, and potential red flags.
• Conduct risk assessment, registration, and monitoring of third-party agents, ensuring compliance with Card Scheme regulations, internal policies, procedures, and APM requirements.
• Investigate any transactional patterns that deviate from expected activity and recommend appropriate risk mitigation controls.
• Handle queries and resolve risk-related issues with prospective and existing merchants.
• Ensure adherence to company, Card Scheme, and payment provider rules and policies.
• Generate reports and insights regarding merchant activity, supporting periodic and ad-hoc reviews and audits.
• Refine and enhance internal underwriting processes, playbooks, and documentation, contributing to continuous improvement and sharing best practices.
• Collaborate closely with Risk, Compliance, Operations and Sales teams to ensure alignment on risk appetite, decisions, and portfolio management.
• Handle complex or escalated underwriting cases, providing data-backed recommendations.
• Provide subject-matter expertise and guidance to junior underwriters or analysts.
• Contribute to tool and system improvements to optimize transaction monitoring and decision-making efficiency.
• Support training and knowledge-sharing initiatives within the Risk team to maintain and build a strong risk culture.