
Product Manager, Payments & Risk
Patriot Software
full-time
Posted on:
Location Type: Remote
Location: Alaska • California • United States
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Salary
💰 $132,500 - $155,000 per year
Tech Stack
About the role
- Shape the future of Patriot’s Payments & Risk products by improving payment flows, reducing fraud, and strengthening compliance.
- Operate at the intersection of systems, data, and customer experience.
- Collaborate with engineering, design, and operations to build backend improvements, internal tools, and customer-facing features.
- Build deep expertise across six areas that shape Patriot’s Payments & Risk strategy.
- Define upcoming work, collaborate on solutions that balance customer experience, compliance, and operations.
- Engage with customers and internal teams to understand how payment timing, reliability, and risk decisions affect their experience.
- Analyze payment performance, fraud patterns, identity workflows, and risk thresholds.
- Learn Patriot’s risk posture, financial operations, fraud processes, KYC, and BSA/AML requirements.
- Stay current on payment technologies, fraud trends, regulatory changes, and settlement expectations.
- Use AI to accelerate research, analysis, planning, and drafting, and help identify high-value opportunities for AI-driven improvements in payments, fraud detection, and operations.
Requirements
- 5+ years in a SaaS Product Manager role
- Background with complex systems, financial workflows, risk operations, or compliance in payments/fintech
- 2+ years of experience with payment rails (e.g., ACH, direct deposit, or instant payments) and an understanding of how their capabilities and constraints impact customer experience and risk
- Proven record of launching successful products or platforms with iterative, metrics-driven improvements
- Familiarity with KYC, BSA/AML, fraud detection, or identity verification (conceptual knowledge is fine)
- Experience collaborating with development, design, QA, and operations teams, with working knowledge of agile SDLC and release management.
Benefits
- Comprehensive suite of benefits that help our team thrive inside and outside of work.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
payment flowsfraud detectionKYCBSA/AMLpayment railsfinancial workflowsrisk operationsagile SDLCmetrics-driven improvementsiterative product development
Soft Skills
collaborationcustomer experience focusanalytical skillsproblem-solvingcommunicationteam engagementstrategic thinkingcustomer understandingoperational efficiencyadaptability