ORIX Corporation USA

• Responsible for a portfolio of loans to ensure insurance obligations are met
• Analyze property, liability, and regional perils to mitigate coverage limits
• Communicate with the Borrower and the Agent for annual coverage binding
• Review insurance policy renewal from borrowers and/or agents for compliance
• Remediate non-compliant insurance issues through correspondence
• Respond to inquiries from internal and external customers
• Monitor reports and deadlines for timely completion of work
• Utilize the Servicing System and other software applications for insurance reviews
• Stay updated on regulatory requirements

Associate, Asset Tax & Insurance

Underwriter

• The Analyst, Underwriting – SBL is responsible for processing and analytical duties in support of underwriting multifamily and commercial mortgage financing programs.
• Demonstrate attention to detail, strong organizational skills, and analytical ability.
• Take the initiative to drive the document request, collection, and underwriting process.
• Independently analyze credit and financial information to determine the degree of risk associated with the loan.
• Assist the Underwriter during the loan underwriting process by requesting, collecting, managing required documentation.
• Prepare, distribute, and maintain Due Diligence Checklists and Application Workbooks, updating regularly to meet target underwriting dates.
• Collect, review, and advise the underwriting team regarding receipt and status of all underwriting documentation.
• Establish and maintain loan files.
• Retain and organize loan documentation in appropriate electronic data storage folders.
• Order and obtain professional reports and verifications from external parties.
• Verify and update property operating information in the underwriting analysis workbook.
• Review and notify Underwriter of any material issues.
• Assist in the preparation and submission of loan committee presentations, including drafting sections of the underwriting narrative as assigned and preparing exhibits.
• Assist with assembling loan package and delivering to Investors after closing.
• Processes invoices for payment and prepares final accounting.
• Work professional and harmoniously with team and coworkers.

Underwriting Analyst, Small Balance Loans

• Provide outstanding service to internal and external clients
• Aid in the effective management of our complex insurance portfolio
• Serve as a subject matter expert to both the department and the leadership team
• Demonstrate a high level of knowledge of the insurance compliance review process and overarching insurance market trends
• Provide management, leadership and direction to the insurance analysts
• Maintain a portfolio of loans
• Ensure all insurance files include accurate representation of loan requirements
• Review policy documentation from borrowers and insurance agents prior to the due date
• Make timely requests for additional information and corrective measures
• Remediate non-compliant insurance with clients
• Monitor reports and deadlines to ensure work is completed in advance of set timelines
• Assist junior team members with workflow to ensure deadlines are met
• Train and develop junior team members on core position requirements and functions

Associate, Asset Tax & Insurance

Underwriting Analyst, Small Balance Loans

Senior Associate, Asset Tax & Insurance