Claims & Coverage Counsel – In-House
Openly
full-time
Posted on:
Location Type: Remote
Location: United States
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Salary
💰 $155,200 - $184,300 per year
About the role
- Partner with the Claims department on complex and high-exposure claims, providing strategic counsel on reserves, risk mitigation, litigation strategy, and real-time legal guidance
- Be an active participant in litigation strategy conferences, attend high-stakes mediations, depositions, and trials to protect the company’s interests
- Conduct legal research and keep stakeholders informed about the latest developments in claims specific case law.
- Draft formal, internal legal opinions regarding complex coverage issues
- Approve or draft Reservation of Rights (ROR) letters and formal Denial of Coverage correspondence, rescissions or void ab initio.
- Analyze state-specific claims handling statutes and advise claims staff on compliance to prevent extra-contractual exposure.
- Monitor emerging judicial trends and translate insights into actionable claims protocols and policy language updates.
- Partner across teams to draft and revise policy forms, shape product strategies, and innovate coverage solutions for emerging risks.
- Mentor others, lead special projects, and share legal knowledge to drive business forward.
Requirements
- Juris Doctorate degree (JD) from an ABA accredited law school and active license to practice law in at least one U.S. jurisdiction
- 7+ years of experience in P&C insurance law, with significant expertise in personal lines liability litigation (Auto/Home)
- Experience managing multi-state 1st party and 3rd party litigation or providing coverage counsel for a national carrier
- Specific expertise in defending/advising on extra-contractual exposure
- Prior litigation defense experience preferred
- Sound legal judgment and ability to provide pragmatic and strategic legal advice to the business
- Evaluate complex liability and litigation exposures, and clearly articulate potential risks, financial impacts, and strategic recommendations to senior leadership and executive stakeholders
- Ability to collaborate effectively with people at all levels of the company
- Flexible and adaptive in a fast paced environment with changing priorities/deadlines
- Strong analytical and problem solving skills with the ability to assess, analyze, organize and summarize complex matters
- Effective verbal and written communication skills, legal writing and regulatory analysis
- Proficiency in Microsoft Office Suite and/or Google Suite
Benefits
- Remote-First Culture - We supported #remotelife long before it was a given. We'll keep promoting it.
- Competitive Salary & Equity
- Comprehensive Medical, Dental, and Vision Plan Offerings
- Life and disability coverage including voluntary options
- Parental Leave - up to 8 weeks (320 hours) of paid parental leave based on meeting eligibility requirements
- 401K Company Contribution - Openly contributes 3% of the employee's gross income, even if the employee does not contribute.
- Work-from-home stipend - We provide a $1,500 allowance to spend on setting up your home workplace
- Annual Professional Development Fund: Each employee has $2,000 in professional development (PD) funds to spend on activities or resources annually. We want each Openly employee to achieve personal and professional success and to feel supported, confident, and informed about improving their efficiency and productivity.
- Be Well Program - Employees receive $50 per month to use towards your overall well-being
- Paid Volunteer Service Hours
- Referral Program and Reward
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Juris Doctorate degreeP&C insurance lawpersonal lines liability litigation1st party litigation3rd party litigationextra-contractual exposurelitigation defenselegal researchlegal writingregulatory analysis
Soft Skills
sound legal judgmentstrategic legal advicecollaborationflexibilityadaptabilityanalytical skillsproblem solvingeffective communicationmentoringleadership
Certifications
active license to practice law