
Product Manager, Payments
OpenFX
full-time
Posted on:
Location Type: Remote
Location: India
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Tech Stack
About the role
- You'll be the directly responsible individual for the Pay-Ins charter, from strategy through execution.
- Launch Pay-In v1 across priority rails.
- Enable customers to collect money in their local markets without opening local bank accounts.
- Launch Pay-In collections through virtual accounts infrastructure on key fiat rails.
- Define what “live” means: onboarding, limits, payment references, exceptions, refunds/returns, SLAs, and support playbooks.
- Smart Order Routing automation: Allow customers to route collected funds to any destination with zero manual intervention.
- Design and build infrastructure for clients to decide how funds can be converted and routed.
- Build end-to-end observability for customers: who paid, when, in what currency, what fee/FX was applied, and where it settled.
- Ship reconciliation primitives: payment references, statement mapping, webhooks, reporting exports, and exception workflows.
Requirements
- You’ve shipped payments products (API-first) where reliability, exceptions, and reconciliation matter.
- You write crisp, technically grounded specs and can drive hard tradeoffs across product/engineering/ops/compliance.
- You've been the DRI for a product line, owning adoption, volume, reliability, and unit economics, not just roadmaps. You measure success by data, write post-mortems when hypotheses fail, and iterate rapidly.
- You know how to uncover real customer pain. You ask, "Show me how you currently reconcile these payments", instead of "Would you use this feature?" You distinguish between what customers say they want and what their behavior reveals they actually need.
- Experience with local payment rails (ACH, Wire, SEPA, SPEI, Pix, FPS, NEFT/UPI etc.) and bank/payment partner integrations.
- Exposure to virtual accounts, treasury/ledgering, or reconciliation-heavy products.
- Familiarity with stablecoin rails/on-off ramps (helpful, not required).
Benefits
- Health insurance
- Stock options
- Flexible work arrangements
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
APIpayments productsreconciliationdata analysisspecification writingSmart Order Routingobservabilitypayment referenceswebhooksexception workflows
Soft skills
customer pain analysistechnical communicationcross-functional collaborationiterationdata-driven decision makingproblem-solvingtradeoff managementownershipadaptabilitycritical thinking