Serve as the primary strategic finance partner for Payments and Integrity Product and Engineering Teams, with direct ownership of the payments and platform fees line item on the P&L, including forecasting, variance analysis, and margin impact as volumes scale.
Partner closely with Product, Engineering, and Business Development to influence payments-related decisions, including checkout design, vendor selection, and commercial deal structures, with a focus on optimizing net revenue and contribution margin.
Own the end-to-end economics of payments, including processing fees, network costs, chargebacks, refunds, and fraud losses, and translate these dynamics into clear product and pricing tradeoffs.
Drive payments cost optimization initiatives, including vendor negotiations, routing strategy, regional expansion tradeoffs, and tooling investments.
Lead quarterly and long-range planning for the payments cost base, ensuring payments economics scale sustainably alongside new monetization models, including emerging commerce and agent-initiated transactions.
Support special projects to continuously improve, automate, and scale forecasting and reporting tools, processes, and methodologies
Stay updated on market trends and competitive dynamics to refine financial strategies.
Collaborate with Accounting and FP&A teams to evolve financial forecasting and reporting processes.

Requirements

12+ years of experience in investment banking, consulting, or buy-side investing coupled with operational experience at a fast-paced, scaling company.
Experience owning budgets for major functional areas within an organization, and working with operators on day-to-day execution to hit targets.
Experience building and reviewing highly complex models, specifically in payments.
A strong ability to critically evaluate opportunities and risks in financials.
The ability to distill complex financial data into actionable insights and effectively communicate with leadership.
Attention to detail and a commitment to accuracy in financial reporting and analysis.
Enthusiasm for technology and artificial intelligence.
Experience with SQL or a willingness to learn.

Benefits

Medical, dental, and vision insurance for you and your family
Mental health and wellness support
401(k) plan with 50% matching
Unlimited time off and 13 company holidays per year
Paid parental leave (24 weeks paid birth-parent leave & 20-week paid parental leave) and family-planning support
Annual learning & development stipend ($1,500 per year)

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills

financial forecastingvariance analysismargin impact analysisbudget managementcomplex financial modelingpayments processingcost optimizationvendor negotiationfinancial reportingdata analysis

Soft skills

strategic partnershipcritical evaluationcommunicationattention to detailactionable insightscollaborationleadershipproblem-solvingadaptabilityenthusiasm for technology