
Credit Manager
Nutrien Ag Solutions LAS
full-time
Posted on:
Location Type: Office
Location: Deerfield • Colorado • Illinois • United States
Visit company websiteExplore more
Salary
💰 $79,100 - $135,500 per year
About the role
- Lead the credit granting process in accordance with Nutrien’s credit policy
- Conduct annual and semi-annual credit reviews of existing and prospective customers
- Conduct and maintain credit file reviews for all new and existing customers within an assigned area or region
- Request, analyze, and interpret customer financial statements
- Prepare detailed credit write-ups for all customers with $1 million+ in credit for upper management review
- Thoroughly assess financial risk of customers using tools such as S&P Capital IQ and Nutrien’s scoring model
- Determine appropriate credit limits
- Review and submit for approval all changes to customer contracts or sales terms
- Review and approve customer warehouse contracts within assigned territory
- Coordinate with the Assistant Credit Manager to ensure proper security documentation is completed
- Conduct customer visits for high-risk accounts to obtain and review financials in person
- Negotiate credit risk mitigators, including Letters of Credit, Personal/Corporate Guarantees, Surety Bonds, and Credit Insurance
- Collect and manage receivables in accordance with company policy and collection strategy
- Follow up weekly on past due balances via phone and email
- Daily review of cash deposits and bank wires
- Partner with Sales to assist in collections when disputes arise
- Collaborate with A/R, Customer Service, and Sales to ensure customers have proper contacts and support for resolving issues
- Build strong working relationships with Sales teams
- Represent Nutrien at industry credit meetings, actively participating and providing subject matter expertise.
- Serve as backup for other Credit Managers as needed.
Requirements
- Bachelor’s degree in Business or related field (required)
- 6+ years of credit or financial analysis experience (required)
- CCE/CICP designations (preferred)
- Excellent communication skills a “must” to succeed at this position
- International credit experience (preferred)
- Banking and loan approval experience (preferred)
- SAP experience (preferred)
- Strong analytical skills with the ability to interpret financial statements and assess credit risk
- Ability to manage competing priorities while supporting multiple territories as needed.
Benefits
- comprehensive medical, dental, vision coverage
- life insurance
- disability coverage for positions working more than 30 hours per week
- retirement program with generous matching employer contributions
- paid vacation, sick days, and holidays
- paid personal and maternity/parental leaves
- Employee and Family Assistance Program
- eligibility to participate in our annual incentive plan
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit grantingcredit reviewsfinancial analysiscredit risk assessmentcredit write-upsreceivables managementcash deposits reviewfinancial statement interpretationnegotiation of credit risk mitigatorscontract review and approval
Soft Skills
communication skillsanalytical skillsrelationship buildingcollaborationtime managementproblem-solving
Certifications
Bachelor’s degree in BusinessCCECICP