Nium

Senior Licensing and Reporting Analyst – Regulatory Compliance

Nium

full-time

Posted on:

Location Type: Hybrid

Location: San Francisco • California • United States

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Salary

💰 $88,000 - $110,000 per year

Job Level

Senior

About the role

  • Support the lifecycle management of US Money Transmitter Licenses (MTLs), including renewals, amendments, maintenance filings, and change management notifications. Similar support will be required for Canada, Brazil, and Mexico.
  • Support the annual renewal requirements of Nium, Inc. as a Money Service Business (MSB) with FinCEN (US) and other similar obligations throughout the Americas.
  • Assist with new license applications and regulatory approvals across US and other Americas jurisdictions.
  • Coordinate with external counsel, regulators, and internal stakeholders to compile and submit required documentation.
  • Maintain licensing trackers, documentation repositories, and regulatory calendars to ensure deadlines are met.
  • Monitor regulatory changes impacting licensing requirements and escalate implications to Compliance leadership.
  • Coordinate preparation and submission of periodic regulatory reports across US and Americas jurisdictions (e.g., financial statements, transaction volume reports, compliance certifications).
  • Partner with Finance, Legal, Operations, and local MLROs to gather and validate data inputs.
  • Ensure timely and accurate filings in accordance with jurisdictional requirements.
  • Maintain organized records of submissions to support audit and examination readiness.
  • Track and escalate reporting risks or delays.
  • Support build, execution, and administration of the Ongoing Due Diligence Program across the Americas Regulatory Compliance region.
  • Coordinate periodic reviews of regulated counterparties, partners, and other in-scope entities.
  • Track review cycles, documentation collection, and risk assessment updates.
  • Identify gaps or incomplete documentation and follow up with internal stakeholders.
  • Assist with reporting on ODD metrics and trends to Compliance leadership.
  • Contribute to enhancements of ODD procedures and controls to ensure regulatory alignment.
  • Assist in responding to regulatory inquiries, examinations, and information requests related to licensing, reporting, and ODD.
  • Prepare supporting documentation and maintain evidence of compliance with regulatory obligations.
  • Support internal audits and compliance testing related to licensing and reporting activities.
  • Identify opportunities to streamline licensing, reporting, and ODD workflows.
  • Enhance documentation standards and control mechanisms to improve transparency and audit readiness.
  • Contribute to development and maintenance of policies and procedures related to regulatory licensing, reporting, and ongoing due diligence.

Requirements

  • Bachelor’s degree or equivalent experience.
  • 5 - 8+ years of experience in regulatory compliance, licensing, regulatory reporting, or related functions within a fintech, payments company, or regulated financial institution.
  • Experience supporting US Money Transmitter License (MTL) programs and the NMLS system.
  • Experience support MSB registrations and the FinCEN and FinTrac systems (and other regulatory filing systems).
  • Familiarity with multi-state regulatory frameworks and cross-border regulatory environments in the Americas.
  • Strong organizational and project management skills with the ability to manage multiple regulatory deadlines simultaneously.
  • Strong written communication and documentation skills.
Benefits
  • We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
  • We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).
  • We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
  • We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.
  • We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
  • We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
regulatory compliancelicensingregulatory reportingMoney Transmitter License (MTL)Money Service Business (MSB)FinCENFinTracOngoing Due Diligence Programdocumentation standardsaudit readiness
Soft Skills
organizational skillsproject managementwritten communicationdocumentation skills
Certifications
Bachelor’s degree