Assistant Vice President, Credit Risk, Decision Science
Navy Federal Credit Union
full-time
Posted on:
Location Type: Hybrid
Location: Vienna • Virginia • United States
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Job Level
Tech Stack
About the role
- To lead, plan, and direct credit risk modeling and analytics function including, credit risk strategy development, and scorecards for the Lending Department.
- Responsible for optimizing underwriting strategies for all Lending asset types.
- Plan and direct credit risk modeling efforts including design and build of custom scorecards across the lending life cycle and optimization of credit line allocations/assignments.
- Serve as subject matter expert regarding business functions, systems, policies and procedures.
- Support executive management in developing and executing strategic plans.
- May act as VP in the incumbent’s absence.
Requirements
- Advanced knowledge of applicable federal and state, laws, rules and regulations that govern the functions of Consumer/Credit Card Lending
- Extensive progressively responsible experience leading and managing an analytics operation in a large financial institution, including operational and regulatory risks and controls
- Advanced knowledge of any of the following: credit risk management, asset/liability management, cost accounting, statistics, finance, and/or mathematic modeling
- Advanced knowledge of banking/financial industry trends, products and services
- Extensive experience in the use of statistical modeling software (e.g., R, Python, SAS or SPSS, etc.), and Credit Card Decisioning software (e.g., TSYS, etc.)
- Expert knowledge of Credit Scoring and Scorecard models
- Expert organizational, planning and time management skills
- Expert research, data mining/querying, analysis, and reporting skills, including proficiency in sophisticated statistical methods and modeling, forecasting, and cost/benefit/risk analysis
- Extensive experience demonstrating thought-leadership, initiative-taking, decision-making and creativity solving business problems
- Extensive experience managing multiple priorities independently and/or in a team environment to achieve goals
- Expert skill in results-oriented leadership in a challenging environment
- Expert skill in project management to include establishing and leading project teams; managing timelines/deadlines/resources; ensuring successful project implementation
- Extensive experience in working with all levels of staff, management, stakeholders, vendors
- Expert skill presenting findings, conclusions, alternatives and information clearly and concisely
- Extensive experience supervising and leading professional employees
- Expert skill in producing desired results and achieving goals and objectives
- Master's degree in Finance, Business Administration, or related field, or the equivalent combination of education, training, and experience
- **Desired Qualifications**
- PhD in Finance, Business Administration, or related field
- CFA charter holder
- Advanced knowledge of Navy Federal’s functions, philosophy, operations and organizational objectives
- Limited travel may be required for training or project participation.
Benefits
- Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
- Health insurance
- Retirement plans
- Paid time off
- Flexible working hours
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit risk modelinganalyticsunderwriting strategiescredit risk managementstatistical modelingcredit scoringmathematical modelingdata miningforecastingcost/benefit analysis
Soft Skills
leadershipplanningtime managementdecision-makingcreativityproject managementcommunicationinitiative-takingproblem-solvingteam collaboration
Certifications
Master's degree in FinanceMaster's degree in Business AdministrationPhD in FinancePhD in Business AdministrationCFA charter holder