Financial Crime and Monitoring Specialist
Capital.com
Senior Anti-Financial Crime Analyst
Midnite
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇬🇧 United Kingdom
Visit company websiteSalary
💰 £32,000 - £35,000 per year
Job Level
Senior
About the role
- Play a key role protecting the business from financial crime risks and hold a supervisory position within Operational Compliance supporting Anti-Financial Crime Team Leaders.
- Identify, investigate, and mitigate threats related to money laundering, fraud, terrorist financing, and other criminal activity.
- Conduct complex investigations on high-risk customers, including in-depth EDD focusing on SOF and SOW validation.
- Analyse bank statements and supporting documents to identify potential AML, fraud, or AFC risk indicators.
- Escalate suspicious activity and prepare SAR/STRs in line with internal policy and regulatory expectations.
- Collaborate with and train other AFC team members to strengthen controls and improve processes.
- Support planning functions to manage day-to-day operations, task list management, and team organisation to ensure BAU completion.
- Keep up to date with emerging risk typologies, particularly those relevant to online gambling.
- Interact with customers (inbound and outbound) via calls, chats, and emails as part of investigations.
- Support management on performance management of the team through upskilling, training, quality checks, coaching and sharing best practice.
Requirements
- 2+ years of experience in AML/EDD, ideally within the online gambling sector.
- Strong working knowledge of UK Money Laundering Regulations (MLRs) and Gambling Commission guidance.
- Experience conducting Enhanced Due Diligence (EDD) including Source of Funds (SOF) and Source of Wealth (SOW) validation.
- Experience analysing bank statements and supporting documents to identify AML/fraud risk indicators.
- Experience preparing SAR/STRs and handling suspicious activity escalations in line with policy and regulatory expectations.
- Experience mentoring or training junior analysts and supporting AFC operations.
- Ability to interact with customers via calls, chats, and emails.
- Willingness to work shifts: 40 hours/week across 5 out of 7 days, hours between 07:00 and 21:00 BST.
- Must be UK-based (remote role requires UK residence).
Benefits
- Shape our future: Play a key role in our team's success, where your voice matters, and you'll have a direct impact on shaping Midnite's future.
- Connect and unwind: Take part in our quarterly gatherings where our community comes together to bond and have fun.
- Comprehensive health coverage: zero-excess health insurance plan, includes optical and dental coverage.
- Nursery salary sacrifice scheme to pay child's nursery fees from your paycheck.
- 25 paid holidays per year, plus generous paid maternity, paternity, and adoption leave.
- Home office equipment provided for a comfortable and ergonomic home setup.
- Flexible working: ability to adjust your schedule when life’s unexpected moments arise.
- Salary sacrifice schemes to purchase latest tech, household items, and mobile tech.
- Exclusive discounts on retailers, groceries, and subscriptions.
- Internal and external learning opportunities and access to mentorship programs.
- Transparent compensation with clear team bandings and salary grids.
- Constructive feedback and regular review sessions to support development.
ATS Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
AMLEDDSource of Funds (SOF)Source of Wealth (SOW)SARSTRbank statement analysisfraud risk identificationsuspicious activity escalationperformance management
Soft skills
mentoringtrainingcollaborationcommunicationcoachingorganizational skillsinterpersonal skillsprocess improvementcustomer interactionteam management
