Mercury

Senior Data Scientist, Fraud

Mercury

full-time

Posted on:

Location Type: Remote

Location: Remote • California, New York, Oregon • 🇺🇸 United States

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Salary

💰 $166,600 - $208,300 per year

Job Level

Senior

Tech Stack

ETLPythonSQL

About the role

  • Detect, monitor, and mitigate first-party fraud (fraudulent applicants) and account takeover (ATO).
  • Develop dashboards and monitoring systems to track key fraud and account health metrics.
  • Conduct deep-dive analyses to understand fraud trends and behaviors and translate findings into actionable recommendations.
  • Build, validate, and deploy machine learning models to identify and prevent fraud in real time.
  • Support ad hoc investigations and ensure data quality and reliability across pipelines and tools.
  • Collaborate with Risk Strategy and Engineering to optimize rules, scoring systems, and other fraud defenses.
  • Partner with cross-functional teams (Engineering, Product, Design, Operations) to embed data insights into decision-making.

Requirements

  • 5+ years of experience working with and analyzing large datasets to solve problems and drive impact, with 1+ years of relevant domain experience.
  • Proficiency in SQL and experience using it to understand and manage imperfect data.
  • Proficiency in Python and experience with statistical modeling and machine learning.
  • Experience deploying and monitoring machine learning models in production.
  • The ability to balance high-leverage projects with foundational work such as reporting, dashboarding, and exploratory analyses.
  • Comfort working in a fast-paced environment with evolving priorities.
  • (Ideal) Experience building zero-to-one solutions in ambiguous or greenfield problem spaces.
  • (Ideal) Familiarity with LLMs or other GenAI and how they can be applied to risk or fraud detection.
  • (Ideal) Experience with modern data tools for pipelines and ETL (e.g., dbt).
Benefits
  • Base salary
  • Equity (stock options)
  • Benefits (unspecified)
  • Remote work options (Remote within Canada or United States)
  • Any Office or Remote policy
  • Commitment to reasonable accommodations during recruitment

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
SQLPythonstatistical modelingmachine learningdata analysisdata qualitydashboardingETLzero-to-one solutionsfraud detection
Soft skills
problem-solvingcollaborationadaptabilitycommunicationanalytical thinkingattention to detailtime managementdecision-makingcreativityinitiative
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