Compliance Analyst II
CareSource
Head of Compliance Advisory – Lending and Payments
Mercury
full-time
Posted on:
Location Type: Remote
Location: Remote • California, New York, Oregon • 🇺🇸 United States
Visit company websiteSalary
💰 $227,300 - $315,600 per year
Job Level
Lead
About the role
- Lead the Lending and Payments Compliance Advisory team, aligning compliance advisory efforts with Mercury’s business goals and product roadmap
- Provide strategic direction and day-to-day oversight for a team responsible for a wide range of compliance advisory functions, including:
- New product advisory: Partner with product and legal to shape and support compliant design and launch of new features and offerings
- Ad hoc advisory: Act as a trusted compliance resource across the business for nuanced or novel questions
- Issue advisory and remediation support: Guide product and operations teams in managing compliance incidents and remediating root causes
- Policy development and refresh: Own and evolve compliance policies in collaboration with subject matter experts and regulatory stakeholders
- Training content SME: Inform training strategy by contributing compliance expertise to internal enablement efforts
- Product risk assessment support: Embed compliance perspectives in product risk assessments and launch readiness reviews
- Regulatory and partner change management: Interpret and operationalize regulatory and partner-driven requirements and changes
- Partner management and response: Serve as a compliance representative in partner meetings and responses, supporting relationship health and contractual alignment
- Marketing reviews: Review and advise on marketing campaigns and materials to ensure regulatory and reputational compliance
- Strengthen cross-functional collaboration with product, legal, engineering, and risk teams to deliver responsible innovation at scale
- Represent Compliance in external conversations with financial partners and regulators, offering thoughtful input that balances product opportunity with regulatory clarity
- Support the execution of Compliance department initiatives, including audit readiness, documentation improvements, and cross-cutting operational projects
- Reinforce and grow a culture of compliance across the organization by modeling Mercury’s values and championing sound decision-making
Requirements
- 8+ years of experience in a compliance advisory role, ideally within financial institution, fintech, banking-as-a-service, or consumer finance industries
- A strong track record of leading and developing compliance teams, preferably in high-growth environments
- Deep subject matter expertise in applicable regulations related to lending, credit cards, and money movement (e.g. ECOA/Fair Lending, UDAP/UDAAP, TILA, FCRA, SCRA, card network rules, BSA/AML)
- Ability identify risk and compliance considerations around novel software products
- Proven experience working cross-functionally with product, engineering, legal, and risk on complex compliance challenges
- Strong communication and influencing skills, with the ability to tailor messaging across audiences and drive alignment across stakeholders
- A pragmatic and solution-oriented mindset—able to navigate ambiguity and make risk-based decisions quickly and thoughtfully
- Experience supporting compliance policy frameworks, regulatory examinations, audits, and partner due diligence processes
- Passion for innovation in financial services, and a desire to help Mercury redefine how financial products can enable businesses.
Benefits
- base salary
- equity
- benefits
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
compliance advisorypolicy developmentrisk assessmentregulatory change managementaudit readinessdocumentation improvementscompliance policy frameworksregulatory examinationspartner due diligence
Soft skills
leadershipcommunicationinfluencingcross-functional collaborationsolution-oriented mindsetability to navigate ambiguitystrategic directionteam developmenttrusted resource
