Mashreq

Credit Relationship Manager – TC Portfolio Management & Monitoring

Mashreq

full-time

Posted on:

Location Type: Remote

Location: Pakistan

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About the role

  • Assist in the financial analysis, credit risk assessment, risk rating and structuring of facilities for assigned corporate relationships
  • Review with the CIBG Relationship Teams/WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customer requirements within credit and operational risk guidelines and policies.
  • Quick and timely turnaround of CPs while maintaining quality of analysis.
  • Ensure terms laid out in the proposal are in line with client expectations to avoid significant deviations in the approved terms.
  • Monitoring mechanisms laid out in Lending Guideline and Credit Policy to be followed up with Credit Control Unit for strict adherence
  • Ensure review of all Early Alert instances and promptly bring to the attention of Direct Supervisor
  • Analytical thinking, up to date on Macro Economic trends influencing the Industry
  • Thorough understanding of Mashreqbank’s policies and procedures in addition to regulatory, operational and compliance requirements.
  • Clear understanding of business transactions and relationship requirements with close coordination with the relationship team and WRM, without losing focus on risk, regulations and control issues.
  • Regulatory, operational, compliance and AML requirements would require thorough understanding of local banking practices.

Requirements

  • Minimum 5-7 years of experience of credit / financial analysis at similar level in banking and / or related field.
  • Degree in business / economics. A post graduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.
  • Local market knowledge and sufficient knowledge of the bank’s products and operating systems.
  • Excellent command over verbal and written English. Arabic language skill will be an added advantage.
  • Conversant with banking laws and local regulations.
  • Good inter-personal skills. Should be a team player and participation experience in variety of banking initiatives and solutions.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial analysiscredit risk assessmentrisk ratingcredit productsbusiness solutionsLending GuidelineCredit Policyregulatory complianceAML requirementsbanking laws
Soft Skills
analytical thinkinginterpersonal skillsteam playercommunication skillsattention to detailproblem-solvingcollaborationadaptabilitycustomer focustime management
Certifications
Chartered Accountancypost graduate diplomadegree in businessdegree in economics