Manager – Retail, Credit Management
Mashreq
full-time
Posted on:
Location Type: Remote
Location: Remote • 🇵🇰 Pakistan
Visit company websiteJob Level
SeniorLead
About the role
- To direct and control the end to end processing of Mortgage applications including underwriting and loan documents checks by ensuring that the agreed service standards are met.
- To review and take decisions including approving of limits, on the credit proposals post proper credit due diligence and at same time ensure that all product Parameters, policy criteria, regulatory requirements are met.
- Should have the skill to review complex self-employed and high value mortgage transactions (> USD 5 Mn).
- To ensure that highest possible quality is maintained in e2e onboarding process of retail products by the individuals within the team.
- To ensure monthly exception tracking and reporting to relevant stake holders with adherence to escalation process
- To ensure that all required controls, risk factors and procedures are maintained.
- To maintain a positive working relationship with personnel of the other sections/divisions/onshore / offshore teams
- MIS management and weekly/monthly reporting to key business stake holders as required.
Requirements
- Graduate with 10+ years’ work experience in Retail products onboarding environment.
- Knowledge of self -employed credit is a requirement.
- Good analytical skills
- Should have handled a similar role with credit approval authority for at least 3-4 years.
Benefits
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
mortgage processingunderwritingcredit due diligencecredit approvalrisk managementexception trackingreportinganalytical skillsretail products onboardingself-employed credit
Soft skills
leadershipcommunicationrelationship managementorganizational skillsdecision makingproblem solvingteam collaborationattention to detailservice orientationstakeholder management