Growth Data Scientist/Analyst
Crypto.com
PythonSQLTableau
Senior Credit Risk Analyst, Underwriting
Marqeta
full-time
Posted on:
Origin: • 🇺🇸 United States
Visit company websiteSalary
💰 $116,100 - $145,100 per year
Job Level
Senior
Tech Stack
PythonSQL
About the role
- Lead underwriting strategy and launch successful credit programs for consumer and SMB credit cards.
- Evaluate and refine credit policies and models to minimize losses and enhance profitability.
- Develop and implement tailored, data-driven strategies for effective portfolio management.
- Conduct risk segmentation, behavioral, loss forecasting, line management and empirical analyses to support underwriting models.
- Build dashboards and present regular reports on KPIs and KRIs to senior management.
- Maintain up-to-date knowledge of regulations and compliance requirements affecting credit card products.
- Collaborate with Banking, Product, Finance, Data teams and external bank partners and customers.
Requirements
- Bachelor’s degree in Mathematics, Statistics, Economics, Finance, or another quantitative field.
- Minimum of 3 years of professional experience in a financial institution with a focus on credit risk analysis.
- Advanced proficiency in SQL and experience with statistical modeling, including machine learning techniques.
- Demonstrated ability to solve white space problems and develop innovative solutions.
- Exceptional attention to detail and the ability to work independently on complex projects.
- Strong communication skills, with experience in presenting and explaining complex data to senior leadership.
- Innate curiosity to dive into a problem with minimal instruction to discover what the issue might be.
- Nice-to-Haves: Master’s degree in a related field; Proficiency in Python and R for data analysis and modeling; Direct experience in managing consumer and SMB credit card portfolios; Experience with automated decision engines; In-depth knowledge of regulatory standards specific to the credit card industry.
