Develop solutions for card-related systems, spanning third-party integrations and in-house platforms
Ensure compliance with key financial regulations: PCI DSS, PSD2, Basel III, IFRS, AML/KYC, and GDPR
Help design and analyze scalable, high-performance applications for banking and financial services
Collaborate and drive cross team communication between core banking systems, payment platforms, and customer-facing channels
Implement cloud infrastructure (AWS, Azure, or GCP) and CI/CD pipelines for streamlined deployment
Explore AI/ML models to enhance fraud detection, risk analysis, and customer insights
Ensure system resilience with high availability, low-latency performance, and disaster recovery strategies
Apply security best practices including data encryption, identity management, and fraud prevention
Optimize databases and data pipelines for real-time financial processing
Collaborate with Agile teams (Scrum or Kanban) to deliver iterative, impactful solutions
Participate in code reviews, technical discussions, and architectural decision-making

Requirements

Experience working with the Tieto Card Suite or within the Card Issuing Domain
Understanding of AWS - strong asset for building scalable, cloud-based architecture
Hands-on experience with Hardware Security Modules (HSMs)
Prior collaboration with Visa is highly desirable
Working knowledge of Java is a plus
Strong grasp of the SDLC and its practical application
Proficiency in data structures, flow diagrams, programming logic, and coding standards
Strong analytical skills and critical thinking
Demonstrated experience in banking IT systems is a major advantage
Fluent English in spoken and written communication due to working on the Pan-Baltic level

Benefits

Flexible working hours
Hybrid work
Possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
Additional weeks of vacation after 1 year at the company
Volunteer time off for societal contribution
30 paid calendar days for military training
Health insurance after the first 3 months in all three Baltic states
Health days for absence due to sickness without a doctor's note
Access to wellbeing tools and resources
Internal and external training programs, LinkedIn learning, workshops, conferences, online training
Special offers for Luminor products & services

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

AWSAzureGCPJavaAI/MLHSMdata structuresflow diagramsprogramming logiccoding standards

Soft Skills

analytical skillscritical thinkingcommunicationcollaboration