Kinetic Advantage

Risk

• Conduct comprehensive, on-site risk reviews of independent auto dealerships including financial analysis, operational audits, inventory verification, and fraud detection.
• Scrub the portfolio assigned for signs of stress in a proactive manner.
• Audit inventory records (floorplanned and non-floorplanned), including physical verification and system reconciliation.
• Review and analyze dealership financial statements, bank activity, and other documentation to assess solvency and financial behavior.
• Access and examine dealership management systems (DMS) to validate sales activity, funding timelines, and F&I portals.
• Identify and investigate signs of misrepresentation, fraud, or operational risk and escalate as appropriate.
• Prepare factual, detailed reports summarizing findings and outlining key risks and recommendations.
• Build and maintain trusted relationships with Dealer clients; serve as a strategic advisor for business improvement.
• Provide guidance to Dealers on improving internal processes, financial practices, and inventory management to support long-term growth and sustainability.
• Act as a key touchpoint for high-risk or strategic accounts, offering ongoing oversight and operational insights.
• Exercise composure, professionalism, and tact during sensitive engagements, including collections and resolutions.
• Collaborate cross-functionally with Lending, Sales, Select, Operations, Remarketing, and Legal to align on risk strategies and account resolution.
• Participate in special audits, account reviews, or enterprise-level assessments as assigned.
• Maintain detailed and accurate documentation of all audits, visits, and communications using internal systems.
• Ensure full compliance with internal policies, audit standards, and legal/regulatory requirements.
• Travel extensively to dealerships across the US (up to 85%) and represent Kinetic Advantage professionally.

Field Risk Director