Analyst, Payments Risk – Shadow Risk Monitoring
KeyBank
full-time
Posted on:
Location Type: Remote
Location: Ohio • United States
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Salary
💰 $63,000 - $96,000 per year
About the role
- Daily merchant risk reviews and investigations
- Review and decision concurrence requests for new applications, funding holds and releases and follow-up
- Monitor daily suspended transactions
- Oversight reviews of client's merchant onboarding and risk monitoring results; initiating independent underwriting and risk investigations when necessary
- Contribute to oversight meetings with internal risk and compliance partners
- Clearly communicate with internal staff regarding pending merchant applications and requests for additional information
- Clearly communicate with clients and external partners regarding merchant investigations, requests for information, and risk decisions
- Assist with new client due diligence and approval
Requirements
- Bachelor's Degree or equivalent work experience
- Experience with Aperia required
- Minimum 3+ years credit risk or Merchant acquiring risk experience; Merchant acquiring risk highly preferred
- Understanding of credit risk, fraud, and risk mitigation practices
- Ability to analyze merchant details and provide recommendations for approval or decline based on credit policy
- Ability to communicate risk decisions to internal stakeholders, clients, and merchants
- Understanding of various sales distribution models
- Experience with suite of Microsoft Office applications: (Basic Excel, Word, PowerPoint, etc.)
Benefits
- compensation which may include production, commission, and/or discretionary incentives.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit riskmerchant acquiring riskrisk mitigation practicesmerchant analysisunderwritingrisk investigationsdue diligence
Soft Skills
communicationanalytical skills
Certifications
Bachelor's Degree