INFINIT

Head of Risk and Compliance

INFINIT

full-time

Posted on:

Location Type: Hybrid

Location: Luxembourg • Luxembourg

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Job Level

Lead

About the role

  • Design and maintain the enterprise-wide Risk Management Framework, defining and monitoring risk appetite and key risk indicators
  • Conduct risk assessments across operational, compliance, AML, ICT, outsourcing and fraud risks
  • Implement and oversee the internal control framework in line with the three lines of defence model
  • Prepare regular risk reporting to the Executive Committee and Board
  • Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
  • Implement and maintain compliance policies and procedures, and oversee the compliance monitoring plan
  • Lead regulatory reporting and manage supervisory interactions with the CSSF
  • Translate regulatory developments into concrete operational implementation
  • Ensure full compliance with Luxembourg and EU regulatory requirements applicable to payment institutions
  • Oversee the AML/CFT framework in accordance with Luxembourg law
  • Supervise KYC processes and transaction monitoring
  • Manage suspicious transaction reporting to competent authorities
  • Conduct annual AML risk assessments and lead staff training programmes
  • Ensure compliance with ICT risk and operational resilience requirements (including DORA)
  • Supervise the outsourcing governance framework
  • Oversee incident reporting and business continuity arrangements

Requirements

  • Minimum 8 years of experience in risk and compliance within a regulated financial institution (payment institution, e-money institution, bank or regulated fintech)
  • Proven experience interacting directly with the CSSF and managing supervisory relationships
  • Strong knowledge of the Luxembourg regulatory framework: Law of 10 November 2009 (PSD2), Law of 12 November 2004 (AML/CFT), CSSF Circulars 12/552, 22/806 and 20/750
  • Solid grasp of the European framework: PSD2, EBA Guidelines (Internal Governance, Outsourcing, ML/TF Risk Factors), DORA and GDPR
  • Experience in license applications or regulatory remediation is a strong plus
  • Ability to operate independently and build frameworks from the ground up in a scaling environment
  • Excellent analytical and communication skills
  • Fluent English required; French considered a strong asset
Benefits
  • Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
  • Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
  • Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
  • Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
  • Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
  • Personal Time Off: Enjoy flexibility with your personal time off.
  • Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our Luxembourg office and 2 days at home.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
risk management frameworkrisk assessmentsinternal control frameworkregulatory reportingAML/CFT frameworkKYC processestransaction monitoringsuspicious transaction reportingcompliance policiesoperational resilience
Soft Skills
analytical skillscommunication skillsindependent operationframework buildingleadershiptrainingsupervisory relationship management