Finance Director
Wells Fargo
Oracle
Associate Director – Corporate Mortgage Finance PM
Huntington National Bank
full-time
Posted on:
Location Type: Office
Location: Charlotte • New York, North Carolina, Ohio, Pennsylvania • 🇺🇸 United States
Visit company websiteSalary
💰 $77,000 - $154,000 per year
Job Level
Senior
About the role
- Underwrite and close increasingly complex direct lend bilateral and/or syndicated asset-backed credit facilities to include mortgage warehouse lines, mortgage servicing assets and other mortgage related asset-backed and SPE collateralized credit facilities
- Spread financial statements, prepare accurate and timely risk ratings, and complete credit request presentations in compliance with CMFG and bank requirements acceptable to CMFG leadership and credit administration.
- Monitor the performance of assigned CMF Facilities to assess ongoing creditworthiness and anticipate opportunities as well as challenges
- Analyze existing portfolio to identify trends and opportunities. Analysis includes, but is not limited to, stress testing, forecasting, concentration analysis and macroeconomic evaluations.
- Provide Immediate communication of suspected credit problems or credit deterioration within assigned portfolio
- Develop deep understanding of market dynamics/industry trends through continuing education or other means
- Build strong understanding of the legal structures for each of the respective facility types offered by the group.
- Effectively utilize Bank reporting, record keeping and underwriting systems/tools to maintain accurate and timely portfolio level detail
- Prepare and present portfolio reports highlighting performance, financial metrics, and compliance with internal policies. Additionally, prepare ad hoc portfolio reporting as needed.
Requirements
- Minimum 2 years of credit experience including underwriting mortgage warehousing lines.
- 4 or more years’ experience in Corporate Mortgage Finance or bachelor’s degree in business related field
- Proficient written and verbal communication skills.
- 5 or more years of Portfolio Management experience ideally within the mortgage finance industry or other specialty finance areas.
- Formal commercial credit experience, preferably within corporate mortgage finance; proven communication and collaboration skills and excellent organizational skills.
- Experience with the relevant credit analysis and cash flow assessments, documentation and surveillance for each the respective facility types offered by the group.
- Growing understanding of the legal structures for each of the respective facility types offered by the group.
- Strong knowledge of GAAP principles applied to mortgage banking entities.
- Bachelor's Degree from an accredited institution.
Benefits
- Health insurance coverage
- Wellness program
- Life and disability insurance
- Retirement savings plan
- Paid leave programs
- Paid holidays
- Paid time off (PTO)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
underwritingcredit analysisportfolio managementfinancial statement analysisrisk ratingsstress testingforecastingconcentration analysiscash flow assessmentsGAAP principles
Soft skills
communication skillscollaboration skillsorganizational skills
