Serve as primary in-house advisor on financial services regulation, including Reg E, Reg Z, UDAAP, GLBA, and state-level requirements
Support bank partner relationships on regulatory compliance matters
Partner with Product and Business Development on regulatory feasibility of new initiatives, ensuring compliance is built in from the start
Own ongoing Terms of Service updates and cardholder agreement revisions for product launches
Manage and direct outside regulatory counsel efficiently, serving as the primary in-house point of contact for outside counsel on regulatory matters
Serve as in-house privacy counsel, owning day-to-day privacy matters including data subject requests, vendor DPAs, and AI addenda
Manage ongoing COPPA compliance, including the 2025 COPPA amendments, and state privacy law compliance across applicable jurisdictions
Oversee privacy tools including Transcend (data deletion automation) and TerraTrue (data mapping), in partnership with the security and engineering teams
Support periodic privacy program reviews and manage outside privacy counsel engagement
Provide legal support for hardware product launches, including consumer-facing terms, warranties, refund policies, and fee disclosures
Partner with Product and Compliance on new product assessment and legal review through the product lifecycle
Advise on packaging, export control, and regulatory considerations unique to physical consumer products
Support regulatory review of new product initiatives from concept through launch

Requirements

A J.D. from an accredited U.S. law school and active license to practice law in at least one U.S. jurisdiction.
5–8 years of legal experience, with meaningful in-house or law firm experience in fintech, consumer finance, or regulated financial services
2+ years of Law firm experience
Prior experience in a consumer-facing fintech or regulated financial services environment strongly preferred; experience working with bank partners or in a program manager structure a plus.
Hands-on experience with financial services regulation, including Reg E (including prepaid rules), Reg Z, UDAAP, and GLBA.
Privacy experience including COPPA, CCPA/state privacy laws, and data processing agreements.
Hardware, IoT, or consumer product legal experience is a plus but not required.
Familiarity with legal operations tools (Ironclad or similar) a plus.

Benefits

discretionary performance bonus
equity rewards
medical benefits
401K match
continuous compensation evaluations

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

financial services regulationReg EReg ZUDAAPGLBACOPPACCPAdata processing agreementslegal supportregulatory compliance

Soft Skills

advisorycollaborationcommunicationmanagementorganizationalproblem-solvingleadershipnegotiationanalyticalstrategic thinking

Certifications

J.D.active license to practice law