Supervise a team of local Credit staff and coach with Credit analytical skills and continuous improving the quality of Credit staff
Assisting Regional Director of Credit in managing all day-to-day Credit approval and Risk Management issues
Liaise with Business Head and Country Head for implementation and execution of credit recommendation with balancing business rewards and risks
Liaise with US Worldwide Credit and Risk team in managing portfolio risk in AP, Credit Policy formulation and resolve credit issues
Lead the implementation of system development which helps in managing portfolio risks and help business in tapping high risk segments with the systematic credit risk monitoring tools
Liaise with various departments and local Credit for internal audit by US HQ and implementation of audit recommendations
Liaise with Legal department for merchant agreements and collateral/risk mitigant correspondence/letters
Conduct credit assessment and approval on credit applications put forwarded by local credit in other Asian countries, make recommendations
Ensure local credit team in other Asian countries are in compliance with prevailing credit policies and guidelines and perform regular credit audit in local sites
Liaise with various parties to consider various risks in approval process
Conduct regular review on high risk and regional merchants
Monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio
Prepare comprehensive credit reporting on regional deals to Executive Management for approval
Portfolio database management and post approval recording/monitoring and general risk portfolio management
Assist in streamlining process and look for improvement in effective credit risk controls
Effective control of department-related expense and participate in various ad-hoc projects
Requirements
University degree holder in Business Administration, Commerce and Finance , Accountancy or related disciplines.
Minimum 10 years of working experience in regional credit management
Strong people management skills
Strong database and portfolio management
Excellent interpersonal and communication skills
Excellent organization and prioritization skills, strong analytical and detailed- minded
Able to work under pressure and determined to meet tight deadlines
Proficient in Reading and Writing in English
Excellent Excel Skills and well based in other MS Office Applications like Word and Powerpoint