Frost

Software Engineer

• Provide strategic leadership and direction to the Software and Analytics Engineers, ensuring the organization has the capabilities, standards, and resources needed to deliver scalable enterprise reporting and insight solutions
• Develop and implement strategies for leveraging data analytics to improve business performance, including adoption of cloud-enabled analytics platforms and improved automation in reporting pipelines
• Collaborate with other business leaders to estimate level-of-effort, identify opportunities for process improvement, and optimize reporting and analytics capabilities
• Manage the development lifecycle of analytics and intelligence systems, including reporting, dashboards, and insights, ensuring alignment with the needs of the organization
• Lead the recruitment and development of talent within the engineering and data analytics teams, ensuring that the team is capable of delivering on the organization's goals
• Foster a culture of innovation and continuous improvement, promoting best practices for data visualization, insight delivery, and responsible use of analytics across the organization
• Establish and evolve the architecture supporting intelligence and reporting platforms to ensure scalability, reliability, and consistent user experience across the organization
• Review existing reporting platforms, implementations, and delivery processes to identify opportunities to simplify architecture, improve resiliency, and accelerate delivery of new insights
• Define architecture and governance practices for dashboards, reports, and analytics assets including metric definitions, visualization standards, refresh schedules, and security controls
• Always take action using integrity, caring, and excellence to achieve all-win outcomes

Engineering Capability Leader – Intelligence & Insights

Full-stack Engineer

• Oversee the entire development lifecycle for a team of software engineers with assigned programs and systems
• Provide technical leadership and strategic direction for the payments platform, including architecture decisions, system design, and technology roadmap
• Lead/Build complex projects focused on enhancing existing payment systems and developing new capabilities, ensuring scalability, security, and high availability
• Collaborate closely with product management, architecture, security, and compliance teams to define technical requirements and implement innovative solutions
• Actively participate in coding, code reviews, and hands-on technical tasks to ensure high-quality delivery, business needs, and Frost development standards
• Mentor and guide engineering teams, promoting best practices, coding standards, and engineering excellence
• Continuously monitor system performance, troubleshoot complex issues, and proactively recommend improvements
• Evaluate emerging technologies and industry trends to identify opportunities for innovation and competitive advantage in payments
• Ensure compliance with regulatory standards specific to payments and financial transactions
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Staff Engineer

Actuary

• Lead the collection, validation, and analysis of complex healthcare data to deliver strategic financial reports, forecasts, and cost projections for health and benefits programs
• Provide actuarial oversight of carrier underwriting, validating rates, assumptions, and methodologies while resolving discrepancies to ensure accurate and competitive pricing
• Direct in-depth analysis of client claims experience (medical, pharmacy, stop-loss), producing budget vs. actual reporting and actionable insights to improve cost performance
• Develop and manage advanced pricing and rate strategies using actuarial techniques such as trend analysis, credibility, experience rating, and predictive modeling
• Conduct benchmarking and competitive analyses, translating comparisons against industry and geographic peers into executive-level recommendations
• Lead forecasting and scenario modeling to evaluate healthcare costs, utilization trends, demographic changes, and high-cost risk exposures
• Standardize and enhance actuarial models, financial frameworks, and reporting processes to improve consistency, scalability, and operational efficiency
• Collaborate with underwriting, finance, and consulting teams to align assumptions and ensure compliance with regulatory requirements (e.g., Affordable Care Act, Employee Retirement Income Security Act)
• Serve as a senior advisor by presenting insights to clients, supporting business development and renewal strategies, leading special projects
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Insurance Actuarial Analyst

Business Development Rep

• Identify prospective GTS clientele through Frost Relationship Managers, bank data, and centers of influence.
• Actively seeks new prospects while following up on referrals made by in-house bankers
• Educate Relationship Managers about GTS offerings and what type of client would benefit from these products
• Be a source of knowledge concerning all types of derivatives, foreign exchange, and letters of credit
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

Global Trade Services Business Development Officer

• Design, write, test, implement, and document solutions for assigned program modules
• Collaborate with project teams and other Software Engineers to provide technical support
• Support assigned IT systems/applications by troubleshooting and resolving defects
• Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes.

Engineering Capability Leader – Intelligence & Insights

Staff Engineer

Insurance Actuarial Analyst

Global Trade Services Business Development Officer

Software Engineer II – Enterprise Payments