Develop and execute a risk-based internal audit plan aligned with company strategy, risk appetite, and state and federal regulatory expectations.
Establish audit policies, methodologies, and a multi-year roadmap for a growing, multi-office organization.
Present annual audit plans, findings, and risk assessments to the CFO and audit committee.
Lead audits across the financing lifecycle, including: underwriting and credit decisioning, funding and disbursement, portfolio monitoring and servicing, collections, recovery, and loss mitigation, accounting and financial reporting.
Evaluate workflow, process, and control effectiveness across teams located in the U.S., Canada, and the Dominican Republic.
Conduct audits focused on compliance with U.S. federal and state regulations, consumer protection laws (where applicable), fair lending expectations, and financial reporting requirements.
Partner cross-functionally to create multiple ways to ensure consistent application of U.S. and/or local regulatory standards across international employee locations, as applicable.
Oversee IT audits related to cybersecurity, access management, data integrity, vendor oversight, and controls for proprietary systems and credit models.
Assess controls around the loan origination systems (LOS), CRM, data pipelines, and underwriting tools supporting operations.
Identify emerging risks and provide insights on operational efficiency, control gaps, and process improvements.
Serve as an independent advisor on major initiatives, including system modernization, automation, and process redesign projects tied to operations.
Build and lead a high-performing audit team, including internal staff and strategic co-sourcing partners.
Establish consistent audit documentation, workpapers, testing standards, and quality assurance processes across globally distributed teams.

Requirements

10+ years of internal audit experience, including at least 5 years in a leadership role.
Background in specialty lending, fintech, or financial services serving U.S. customers.
Experience with specialty lending, revenue-based financing, or SMB-focused financial products with strong understanding of the credit lifecycle
Prior experience establishing or scaling an internal audit function.
Experience auditing teams spread across multiple countries while operating under a U.S.-centric regulatory and compliance framework.
Deep familiarity with COSO, IIA standards, and risk-based audit methodologies.
Strategic and analytical with strong business judgment with a track-record of demonstrating Independence and objectivity while maintaining strong partnership with business leaders.
Strong operational understanding, especially in high-volume U.S. financing environments.
Cross-border leadership capability, managing workflows across U.S., Canada, and Dominican Republic teams.
High integrity, confidentiality, and ethical standards.
Ability to communicate complex issues clearly to executives, regulators, and the audit committee.
Experience using data analytics and testing automation (SQL, Python, Power BI).
Self-motivated with strong work ethic, proactivity, desire to learn, and the ability to produce high-quality outputs
Excellent communication, attention to detail, and organizational capabilities
Bachelor’s degree in Accounting, Finance, Business, or related field.
CPA, CIA, CISA, CRCM, or related certifications.

Benefits

medical
dental
vision
commuter benefits
flexible time-off policy
paid parental leave
401k match for US employees
wellness reimbursement
volunteering days
annual professional development budget
charitable donation match

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

internal auditrisk-based audit methodologiesdata analyticstesting automationSQLPythonPower BIfinancial reportingcompliance auditingcredit lifecycle

Soft Skills

strategic thinkinganalytical skillsbusiness judgmentindependenceobjectivitycommunicationattention to detailorganizational skillsproactivityleadership

Certifications

CPACIACISACRCM