Form3

Senior Business Analyst – UK Payments

Form3

full-time

Posted on:

Location Type: Remote

Location: United Kingdom

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Job Level

Senior

About the role

  • Collaborate across product, engineering, operations, and external stakeholders (including customers and scheme bodies) to drive end-to-end delivery of payment solutions.
  • Producing high-quality, unambiguous requirements (user stories, acceptance criteria, process flows, and functional specifications) that enable efficient and accurate engineering delivery.
  • Translate product vision into actionable requirements.
  • Act as a Subject Matter Expert for the full UK product suite, offering guidance and clarity to both internal teams and external stakeholders.
  • Analyse the impact of product changes across customer, operational, and regulatory dimensions, ensuring all edge cases and failure scenarios are understood and addressed.
  • Develop a strong understanding of the end-to-end payments architecture, including scheme interactions, processing flows, and platform dependencies, to inform solution design and impact analysis.
  • Awareness and tracking of the evolving UK payments landscape and its impact on Form3’s UK product suite.

Requirements

  • Strong experience (5–8+ years) as a Business Analyst in payments or financial services
  • Deep knowledge of UK payment schemes and e2e payments processing (FPS & Bacs)
  • Understanding of the current and future UK payments landscape and key trends
  • Experience translating complex requirements into clear, testable specifications
  • Strong understanding of regulatory and scheme requirements (e.g. Pay.UK scheme rules)
  • Experience working on high-availability / mission-critical systems
  • Proven ability to identify risks, dependencies, and edge cases.
Benefits
  • Health insurance
  • Professional development opportunities
  • Flexible working hours
  • Work-from-home options
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
business analysisrequirements gatheringuser storiesacceptance criteriaprocess flowsfunctional specificationspayments processingrisk identificationregulatory compliancehigh-availability systems
Soft Skills
collaborationcommunicationproblem-solvingstakeholder managementanalytical thinkingattention to detailguidanceclarityadaptabilitycritical thinking