Risk Officer, Liquidity and ALM
Ford Motor Company
full-time
Posted on:
Location Type: Hybrid
Location: Salt Lake City • Utah • United States
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Salary
💰 $112,680 - $212,760 per year
About the role
- Direct the development and execution of the Bank’s liquidity risk, and asset, liability risk management programs to align with the Bank’s governance framework and risk appetite, and comply with Bank policy and federal/state law and regulation
- Develop a framework to provide independent oversight of the Bank’s capital plan and limits to ensure the Bank is adhering to its plan and meeting both its capital adequacy objectives and regulatory capital requirements
- Independently evaluate funding availability and diversification and develop and implement a framework to monitor associated concentration limits
- Collaborate with the finance department and other department heads on the development and execution of capital stress tests and sensitivity analyses, interest rate scenario simulations, and liquidity crisis events
- Provide guidance and support development of controls to assist the Bank finance department manage risks associated with their capital and liquidity plans
- Identify and monitor key risk indicators and analyze industry-wide liquidity and funding risk trends and emerging risks to provide insights and develop comprehensive independent risk reports for senior management, the board of directors, and relevant committees
- Independently monitor and oversee the Bank’s investment portfolio to ensure compliance with internal policy, laws and regulations
- Support regulatory examinations, internal audits, and external audits as required. Provide response support to exams and audit concerns and assist in the coordination of corrective actions of any related findings
- Oversee activities provided by the Bank’s Parent organization, develop personnel, and collaborate with other Bank department heads to deliver on specific objectives and initiatives
- Provide guidance and training to business lines to promote awareness of liquidity risk and asset, liability risks and promote a strong risk culture, throughout the Bank
- Represent the Bank in civic and community reinvestment functions
Requirements
- Bachelor’s degree preferred
- 10 years of banking experience (e.g., risk management or finance)
- A minimum of 2 years' experience as a Liquidity Risk or Asset, Liability Risk Management Professional
- Proven experience in developing and implementing liquidity and funding risk management frameworks and policies
- Advanced knowledge of risk assessment techniques and tools
- Strong communication and presentation skills and proven customer service experience
- Exceptional analytical skills and the ability to work with complicated financial data
- Excellent organizational skills and the ability to work well under pressure both independently and collaboratively within a team environment
- Strong ethical behavior and the ability to work with sensitive information
- Excellent leadership skills and the ability to train and develop employees, and align them to specific objectives
Benefits
- Immediate medical, dental, vision and prescription drug coverage
- Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more
- Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more
- Vehicle discount program for employees and family members and management leases
- Tuition assistance
- Established and active employee resource groups
- Paid time off for individual and team community service
- A generous schedule of paid holidays, including the week between Christmas and New Year’s Day
- Paid time off and the option to purchase additional vacation time.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
liquidity risk managementasset liability risk managementcapital planningrisk assessment techniquessensitivity analysesinterest rate scenario simulationsrisk reportingfinancial data analysisregulatory complianceaudit support
Soft Skills
communication skillspresentation skillscustomer serviceanalytical skillsorganizational skillsteam collaborationethical behaviorleadership skillstraining and developmentpressure management