Analyst I, Commercial Credit Analysis
FNBO
full-time
Posted on:
Location Type: Hybrid
Location: Kansas City • Kansas • Montana • United States
Visit company websiteExplore more
Salary
💰 $47,613 - $78,560 per year
About the role
- Perform independent credit analysis of commercial loan requests (CRE, C&I, and Agribusiness)
- Complete financial analysis and evaluation of credit worthiness
- Prepare loan memorandums, risk rating matrices, financial analysis and collateral analysis
- Develop and maintain a thorough understanding of loan products and procedures
- Interact with and provide an exceptional customer experience to internal and external customers
- Conduct complete credit underwriting including preparing accurate and timely loan presentation packets
- Spread and analyze financial information for borrowers, guarantors and related entities
- Ensure compliance with loan policy and compliance standards
- Provide exceptional customer service to staff, customers, and other related parties in support of the credit process
Requirements
- Bachelor’s degree in Accounting, Business Administration, Finance, Economics, or related field or equivalent work experience
- General understanding of financial statements, lending policies, procedures, practices, and documentation including cash flow and collateral analysis
- Ability to adapt and manage multiple deadlines is required
- Experience in credit analysis is preferred.
Benefits
- Medical, Dental, Vision Insurance
- 401k, With Matching Contributions
- Time Off Programs
- Health Savings Account (HSA)/Dependent Care
- Employee Banking
- Growth Opportunities
- Tuition Assistance
- Short-Term/Long-Term Disability Insurance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial analysiscredit underwritingloan memorandumsrisk rating matricescollateral analysisfinancial statementscash flow analysislending policiesdocumentation practices
Soft Skills
customer experienceexceptional customer serviceadaptabilitytime managementorganizational skills
Certifications
Bachelor’s degree in AccountingBachelor’s degree in Business AdministrationBachelor’s degree in FinanceBachelor’s degree in Economics